<h2>CIBIL Score Guide: Meaning, Factors, and Tips to Boost Your Credit Score</h2>

<p>Planning to take a home loan? Or thinking about applying for your first credit card? Well, then you must consider checking your CIBIL score before entering the credit market. This valuable three-digit number plays a key role in determining whether your application will be selected or rejected by the lender.</p>

<p>Curious to know more about CIBIL score, its meaning, importance, determining factors, and strategies for improvement? This detailed blog will help you understand the CIBIL score in-depth and guide you in improving it for hassle-free loan sanctioning. So, let’s start with it:</p>

<h2>What is a CIBIL Score?</h2>

<p>A CIBIL score is a three-digit number ranging from 300 to 900 that shows your creditworthiness to lenders. The higher your CIBIL score, the more likely you are to secure a loan. According to reports, nearly 80% of sanctioned loans belong to individuals with a score above 750.</p>

<p>This score is derived based on your past lending activities, including loans, credit card usage, repayment habits, and outstanding credits.</p>

<p>Additionally, a CIBIL score is available for individuals who have had an existing loan or credit card within the last 36 months, as reported to CIBIL. Every person is allowed to get a Free CIBIL Score and Report once per calendar year.</p>

<p>Below is a table defining the different CIBIL score ranges and their significance.</p>

<table border="1" cellpadding="8" cellspacing="0">
  <tr>
    <th>CIBIL Score Range</th>
    <th>Rating</th>
    <th>Meaning</th>
  </tr>
  <tr>
    <td>NA/NH</td>
    <td>No History</td>
    <td>For individuals with no credit records. Lenders may require additional documents.</td>
  </tr>
  <tr>
    <td>300 – 549</td>
    <td>Poor</td>
    <td>High-risk. Loan/credit card approvals are difficult. High interest rates, if approved.</td>
  </tr>
  <tr>
    <td>550 - 649</td>
    <td>Fair</td>
    <td>Medium risk. Loans at higher rates and stricter terms.</td>
  </tr>
  <tr>
    <td>650 - 749</td>
    <td>Good</td>
    <td>Reliable. Access to most loans/credit at fair terms.</td>
  </tr>
  <tr>
    <td>750 – 799</td>
    <td>Very Good</td>
    <td>Quick approvals. Low rates. Best loan terms.</td>
  </tr>
  <tr>
    <td>800 – 900</td>
    <td>Excellent</td>
    <td>Top loan products. Lowest interest. Premium offers.</td>
  </tr>
</table>

<h2>Why is CIBIL Score Important?</h2>

<p>Most Indian banks check your credit score to assess your ability to repay loans. Where a good score can make you a top loan applicant, a poor rating can make it difficult for you to find a lender. The pointers below will help you understand the significance of the CIBIL score:</p>

<p><b>Loan approvals:</b> The CIBIL score is one of the first factors considered by banks when offering a loan. A higher credit score indicates a positive financial history, thereby increasing your chances of getting approved by the lender.</p>

<p><b>Lower interest rates:</b> A good credit score gives you a chance to negotiate with your bank for lower interest rates. If you have a score of 800 or above, you can get home loans at up to 0.5%-1% lower than the regular rate. For instance, a loan of ₹50 lakhs for 20 years at 8.5% instead of 9% could save you nearly ₹5 lakh in interest.</p>

<p><b>Flexible tenures:</b> Besides interest rates, your credit score can help you enjoy flexible repayment schedules. It allows you to choose an EMI that fits your income and financial interests. Thus, making lending more convenient and hassle-free.</p>

<p><b>Fast processing & less documentation:</b> Your CIBIL score is your pass to easy entry to lenders. Typically, an impressive score results in fewer checks, less paperwork, and faster processing. Lenders will consider you a low-risk applicant and give you hassle-free sanctions.</p>

<p>Check your score instantly with our CIBIL Score Checker Tool on our Pulse website or the KuberX app for free.</p>

<h2>Who generates your credit score?</h2>

<p>You cannot manually generate your CIBIL score. It is calculated by special organizations called credit information companies or credit bureaus. The Reserve Bank of India licenses these credit bureaus, and the Credit Information Companies (Regulation) Act, 2005, regulates them.</p>

<p>In India, the main credit bureaus are:</p>

<ul>
  <li>TransUnion CIBIL - India’s first and largest credit information company</li>
  <li>Experian</li>
  <li>Equifax</li>
  <li>CRIF High Mark</li>
</ul>

<p>The primary functions of Credit Bureaus are:</p>
<ul>
  <li>Collect and maintain credit information of individuals and business entities.</li>
  <li>Receive monthly reports from banks, NBFCs, and financial organizations related to loans and credit cards.</li>
</ul>

<p>The data pooled by the bureau helps generate:</p>
<ul>
  <li>CIBIL Score (for individuals, 300–900 scale).</li>
  <li>CIBIL Rank (for companies, 1–10 scale).</li>
  <li>Credit Reports (known as CIR for individuals and CCR for companies).</li>
</ul>

<h2>4 Main Factors that Affect your CIBIL Score</h2>

<p>The CIBIL score is generated using the following four primary data points:</p>

<ul>
  <li><b>Credit history:</b> It constitutes the repayment track record of loans and credit cards collected from banks/NBFCs. Defaults and delayed payments can have a negative impact.</li>
  <li><b>Credit mix:</b> This refers to a balanced portfolio of secured and unsecured debts.</li>
  <li><b>Credit enquiries:</b> It indicates the total number of enquiries you have made for loans or credit cards.</li>
  <li><b>Credit utilization:</b> This reflects the portion of the total credit limit you have already consumed. Keeping this ratio below 30% is generally recommended by experts.</li>
</ul>

<p>Typically, it takes around 3-4 months of active credit activities for the bureau to generate your CIBIL score.</p>

<h2>How to Check Your CIBIL Score?</h2>

<p>The steps to generate your CIBIL score online are as follows:</p>

<ul>
  <li>Visit the official CIBIL website or a trusted financial platform, such as PropTech Pulse or KuberX.</li>
  <li>Click on “Get Your Free CIBIL Score” or “Check CIBIL Score.”</li>
  <li>Create a new account or log in to your existing account.</li>
  <li>Enter your details, including name, ID, DOB, and contact number/email. Tap Submit.</li>
  <li>You will receive an OTP on your verified number/email.</li>
  <li>Enter the OTP and view your credit score. You can also download your credit report.</li>
</ul>

<p>In the event of any error or discrepancy, file a complaint online through the official CIBIL portal.</p>

<h2>Who are New-to-Credit (NTC) Borrowers</h2>

<p>New-to-credit borrowers are individuals who have never been associated with any formal credit system, including a loan or a credit card. Typically, they are the ones seeking their first-ever credit product.</p>

<p>An NCT borrower will have a credit score marked as NA (-1) or a very low score (101-200) due to the lack of credit records with credit bureaus. This is why they find it challenging to secure a loan from most traditional lenders.</p>

<p>In general, NCT borrowers comprise a significant segment of an untapped market, including people from rural areas, women, and the younger generation. Their credit score begins to build with their first loan, encouraging them to develop healthy credit management practices.</p>

<h2>Tips to Improve Your Credit Score</h2>

<p>You can improve your credit score by maintaining a good credit history and practicing healthy credit habits. Follow the strategies given below to get a 750+ credit score:</p>

<ul>
  <li>Be consistent and ensure timely payment of your bills and EMIs.</li>
  <li>Keep your credit utilization ratio low, at 30% or less.</li>
  <li>Avoid applying for new credit.</li>
  <li>Maintain a well-balanced credit mix.</li>
  <li>Diversify your credit portfolio.</li>
  <li>Review your credit report frequently and avoid errors.</li>
</ul>

<h2>Conclusion</h2>

<p>The CIBIL score is a prominent deciding factor in loan sanctions by most Indian banks and financial institutions. This three-digit number can help you negotiate with your lender for lower interest rates, flexible tenures, and competitive terms.</p>

<p>A higher credit score makes you stand out in the pool of loan applications received by lenders. We hope this article helped you understand the core of the CIBIL score easily. Plus, if you are a first-time borrower or have a poor CIBIL score, follow the tips mentioned here to improve it quickly. Keep following us for more informative guides.</p>


Learn what a CIBIL score is, why it matters for loans, factors that affect it, and actionable tips to boost your credit score for better loan approvals.

CIBIL Score Guide: Meaning, Factors & Tips to Improve Credit Score

No. CIBIL cannot delete or alter your records in your report on its own

 Can CIBIL delete or change my records? 

A No Hit reflects that the information submitted by you shows insufficient credit activity and so cannot be used to generate your CIBIL score and report. However, this is only available when a financial entity submits any information related to your credit activity.

What is No Hit? 

You should check your CIBIL score at least once a month to ensure your report is accurate and free from errors or any misappropriation.   

How often should I check my CIBIL score? 

No. Checking your CIBIL score does not lower it. However, inquiries by lenders for loan evaluation can affect the score.  

 Does checking CIBIL score lower it?

CIBIL Score Guide | Meaning, Factors, and Tips to Boost Your Credit Score 

CIBIL Score Guide: Meaning, Factors, and Tips to Boost Your Credit Score 

<h2>Why Real Estate Bonds Are Gaining Attention in India (2025)</h2>
<p>As <a href="https://www.aurumproptech.in/pulse/blog/real-estate-investment-in-india-a-strategic-guide-for-2025" target="_blank">India’s real estate</a> sector matures and diversifies, real estate bonds are emerging as a compelling fixed-income alternative for investors seeking stable returns, portfolio diversification, and exposure to the property market without direct ownership. Record bond issuances by developers, a surge in private credit funds, and regulatory reforms are fueling demand. With yields often higher than traditional FDs and corporate bonds, real estate bonds in India are attracting retail investors, HNIs, NRIs, and family offices who want to balance risk and reward in 2025.</p>

<h2>2. What Are Real Estate Bonds?</h2>
<p>Real estate <a href="https://en.wikipedia.org/wiki/Bond_(finance)" target="_blank">bonds</a> are debt instruments issued by developers, corporates, or municipalities to raise capital for property development, infrastructure, or refinancing. Investors lend money by buying these bonds and, in return, receive fixed or floating interest payments over a defined period, plus principal at maturity.</p>
<p>How they work:</p>
<ul>
  <li>You invest a lump sum in a bond issued by a real estate entity.</li>
  <li>The issuer uses the funds for construction, land acquisition, or infrastructure.</li>
  <li>You receive regular interest (coupon) payments, typically semi-annually or annually.</li>
  <li>At maturity, you get your principal back.</li>
</ul>
<p>Difference from traditional bonds:</p>
<p>While all bonds are debt instruments, real estate bonds are specifically backed by real estate assets, project receivables, or mortgage pools, offering investors a direct link to the property sector.</p>
<p>Examples in India:</p>
<ul>
  <li><a href="https://www.prestigeconstructions.com" target="_blank">Prestige Projects</a>, <a href="https://www.kalpataru.com" target="_blank">Kalpataru</a>, and <a href="https://www.purvagroup.com" target="_blank">Purva Good Earth</a> have all issued high-yield bonds for residential and commercial projects in 2024–25.</li>
  <li>Municipalities like Pune and Ahmedabad have raised funds via municipal bonds for smart city and infrastructure projects.</li>
</ul>

<h2>3. Types of Real Estate Bonds</h2>
<h3>Development Bonds – Issued by real estate developers for construction finance</h3>
<p>Issued by real estate developers to fund construction, land acquisition, or refinance existing debt. These are often secured by project receivables or property assets.</p>
<h3>Municipal Bonds – Issued for infrastructure projects (e.g., Smart Cities)</h3>
<p>Issued by city corporations or urban local bodies to finance infrastructure—roads, water supply, smart city projects. Investors earn interest from municipal revenues.</p>
<h3>Mortgage-Backed Securities (MBS)</h3>
<p>Bonds backed by pools of mortgage loans. Investors receive payments from the underlying mortgage repayments.</p>
<h3>Listed vs Unlisted Real Estate Bonds</h3>
<p>Listed: Traded on exchanges, offering liquidity and price transparency.</p>
<p>Unlisted: Privately placed, often with higher yields but lower liquidity.</p>
<h3>Public vs Private Placement Bonds</h3>
<p>Public: Offered to retail investors via exchanges or platforms.</p>
<p>Private: Sold to select investors (HNIs, institutions) with higher minimum investment.</p>

<h2>4. Real Estate Bonds vs. REITs vs. Direct Property Investment</h2>
<table border="1" cellpadding="5" cellspacing="0">
  <thead>
    <tr>
      <th>Feature</th>
      <th>Real Estate Bonds</th>
      <th>REITs</th>
      <th>Direct Property</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>Entry Cost</td>
      <td>₹10,000–₹1 lakh+</td>
      <td>₹300–₹10,000+</td>
      <td>₹5 lakh–₹1 crore+</td>
    </tr>
    <tr>
      <td>Liquidity</td>
      <td>Medium (if listed)</td>
      <td>High (exchange traded)</td>
      <td>Low</td>
    </tr>
    <tr>
      <td>Income</td>
      <td>Fixed interest</td>
      <td>Dividends + appreciation</td>
      <td>Rent + appreciation</td>
    </tr>
    <tr>
      <td>Risk</td>
      <td>Credit, market, liquidity</td>
      <td>Market, tenant, asset value</td>
      <td>Market, tenant, legal</td>
    </tr>
    <tr>
      <td>Taxation</td>
      <td>Interest taxed as income</td>
      <td>Mixed (dividend, capital gain)</td>
      <td>Rental, capital gain</td>
    </tr>
    <tr>
      <td>Control</td>
      <td>None</td>
      <td>None</td>
      <td>Full</td>
    </tr>
    <tr>
      <td>Diversification</td>
      <td>Project/issuer level</td>
      <td>Portfolio level</td>
      <td>Single asset</td>
    </tr>
  </tbody>
</table>

<h2>5. Return on Investment: What Can You Expect?</h2>
<p>Typical Interest Rates:</p>
<ul>
  <li>Development/Corporate Bonds: 9–14% p.a. (2025 average: 10.5–12.5%)</li>
  <li>Municipal Bonds: 7–8.5% p.a.</li>
  <li>MBS: 8–10% p.a.</li>
</ul>
<p>Global Comparison:</p>
<p>US/UK real estate bonds: 4–7% p.a. (lower risk, lower yield)</p>
<p>Indian bonds offer higher yields due to credit and market risk premium.</p>
<p>Case Study:</p>
<p>In 2024, a <b>₹1 crore</b> bond by Prestige Projects offered 11% yield, paid semi-annually, with a 3-year maturity.</p>
<p>Pre-tax vs. Post-tax Yield:</p>
<p>Interest is taxed at your slab rate (see Tax section below).</p>
<p>Listed bonds held &gt;12 months: LTCG at 12.5% (no indexation).</p>
<p>Unlisted: STCG at slab rate.</p>

<h2>6. How to Invest in Real Estate Bonds in India</h2>
<p>Step-by-Step Process:</p>
<ul>
  <li>Research: Use platforms like Jiraaf, Wint Wealth, GoldenPi, BondsIndia for curated bond listings.</li>
  <li>Due Diligence: Check credit rating (CRISIL, ICRA), issuer reputation, collateral, and project details.</li>
  <li>KYC & Account Setup: Complete online KYC with PAN, Aadhaar, and bank details.</li>
  <li>Investment: Select bond, transfer funds, and receive bonds in your demat account.</li>
  <li>Monitoring: Use mobile apps or online dashboards for interest payments and maturity alerts.</li>
</ul>
<p>Minimum Investment:</p>
<p>Ranges from ₹10,000 (public issues) to ₹10 lakh+ (private placements).</p>

<h2>7. Tax Implications of Real Estate Bonds</h2>
<p>Interest Income: Taxed as per your income slab for both residents and NRIs.</p>
<p>TDS: Deducted at source for interest paid to NRIs and residents.</p>
<p>Capital Gains:</p>
<ul>
  <li>Listed bonds held &gt;12 months: LTCG at 12.5% (plus cess), no indexation.</li>
  <li>Unlisted bonds: Gains always taxed as STCG at slab rate (as per Section 50AA from July 2024).</li>
</ul>
<p>Comparison:</p>
<ul>
  <li>REITs: Dividend income exempt; interest and capital gains taxed as per rules.</li>
  <li>Direct property: Rental income taxed as income; capital gains taxed at 20% (with indexation) for LTCG.</li>
</ul>

<h2>8. Risks Involved</h2>
<ul>
  <li>Credit Risk: Issuer default or project delays can impact interest/principal repayment.</li>
  <li>Liquidity Risk: Unlisted/private bonds may be hard to sell before maturity.</li>
  <li>Regulatory Risk: Changes in SEBI, RBI, or RERA norms may affect bond structure or returns.</li>
  <li>Market Risk: Rising interest rates can reduce bond prices and secondary market value.</li>
</ul>
<p>How to Mitigate:</p>
<ul>
  <li>Invest in rated bonds (preferably AA or higher).</li>
  <li>Diversify across issuers and bond types.</li>
  <li>Use SEBI-regulated platforms and review legal documentation.</li>
</ul>

<h2>9. Regulatory Framework</h2>
<ul>
  <li>SEBI: Regulates corporate bond issuance, listing, and investor protection.</li>
  <li>RBI: Regulates NBFCs, banks, and NRI investment in bonds.</li>
  <li>RERA: Ensures project transparency and accountability for developer-issued bonds.</li>
  <li>Debenture Trustees: Protect bondholder interests and enforce covenants.</li>
</ul>

<h2>10. Global Trends and Indian Context</h2>
<p>Global: US and UK markets use MBS and real estate bonds for housing finance and infrastructure.</p>
<p>India: 2024–25 saw record bond sales (₹574bn+), driven by private credit funds and developer demand.</p>
<p>Key Players: Tata Capital, Indiabulls, Piramal, Prestige, Kalpataru, and new-age platforms like Jiraaf and Wint Wealth.</p>

<h2>11. Ideal Use-Cases: Who Should Invest?</h2>
<ul>
  <li>Salaried Professionals: Seeking stable, higher-than-FD returns.</li>
  <li>HNIs & Family Offices: Diversifying beyond equity and direct real estate.</li>
  <li>NRIs: Looking for rupee-denominated, fixed-income assets.</li>
  <li>First-time Investors: Wanting exposure to real estate without large capital or management hassle.</li>
</ul>

<h2>12. Real Estate Bonds for NRIs</h2>
<p>Eligibility: NRIs can invest in select listed and government bonds (e.g., NHAI, REC, PSU bonds) and some developer bonds via NRE/NRO accounts.</p>
<p>FEMA Guidelines: Investment and repatriation subject to RBI and FEMA rules.</p>
<p>Tax: Interest income taxable in India; TDS applies. DTAA may help avoid double taxation.</p>
<p>Platforms: Many online bond platforms now cater to NRIs with digital onboarding.</p>

<h2>13. Real Estate Bonds in 2025: Market Outlook</h2>
<p>Trends: Surge in bond issuance, especially for greenfield residential projects and infra.</p>
<p>Returns: Expected to remain in the 9–12% range for development bonds, 7–8.5% for municipal.</p>
<p>Government Push: Smart Cities, infra projects, and housing for all are driving demand for bond financing.</p>
<p>Interest Rate Impact: Falling rates can boost bond prices; rising rates may reduce secondary market value.</p>

<h2>14. Tools and Resources for Investors</h2>
<ul>
  <li>Bond Calculators: Assess yield, maturity, and risk (see Jiraaf, GoldenPi, Axcess Surety).</li>
  <li>Rating Agencies: CRISIL, ICRA, CARE for bond ratings.</li>
  <li>Investment Platforms: Jiraaf, Wint Wealth, GoldenPi, BondsIndia.</li>
  <li>Mobile Apps: For monitoring, alerts, and portfolio management.</li>
</ul>

<h2>15. Conclusion</h2>
<p>Real estate bonds in India are fast becoming a preferred route for investors seeking stable returns, diversification, and lower entry barriers compared to direct property investment. While they offer attractive yields and a fixed-income profile, investors must weigh credit, liquidity, and regulatory risks. With the right due diligence, use of SEBI-regulated platforms, and diversified exposure, real estate bonds can be a smart addition to your 2025 investment portfolio—especially for those seeking alternatives to traditional FDs, REITs, or direct property.</p>


Explore real estate bonds in India, compare with REITs, discover ROI potential, risks, tax rules, and how to invest smartly in 2025.

Real Estate Bonds in India 2025: Everything Investors Need to Know

They are debt instruments issued by developers or municipalities to raise funds for real estate projects. Investors lend money, receive fixed interest, and get principal back at maturity.

What are real estate bonds and how do they work?

They carry credit and liquidity risks, but investing in rated, SEBI-regulated bonds and diversifying can reduce risk.

Are real estate bonds safe to invest in?

9–14% for development bonds, 7–8.5% for municipal bonds, depending on issuer and risk.

What is the typical return on real estate bonds in India?

Listed bonds can be sold on exchanges, but liquidity may be limited. Unlisted/private bonds are harder to exit early.

Can I sell a real estate bond before maturity?

<h2>Introduction: Inflation and Real Estate – A Rising Concern</h2>
<p><a href="https://en.wikipedia.org/wiki/Inflation" target="_blank">Inflation</a> is a persistent reality shaping investment decisions in 2025. While retail inflation (CPI) in India has cooled to multi-year lows — hovering around 3.16% in April and May 2025 — property prices in major cities have surged at a much faster pace. This divergence raises a crucial question: Does real estate still offer the best hedge against inflation for Indian investors, NRIs, and HNIs? This guide unpacks the real estate inflation rate in India, compares it with CPI trends, explains the Cost Inflation Index (CII), and explores why property remains a powerful tool for wealth preservation.</p>

<h2>What Is Real Estate Inflation?</h2>
<p>Real estate inflation refers to the annual rate at which property prices increase, reflecting both supply-demand dynamics and the rising cost of construction, land, and regulatory compliance. Unlike general inflation (measured by the Consumer Price Index or CPI), real estate inflation is specific to the housing sector and can diverge significantly from headline inflation rates.</p>
<ul>
  <li>General inflation (CPI): Measures the rise in prices of goods and services.</li>
  <li>Real estate inflation: Measures the rise in property values, often outpacing CPI.</li>
</ul>
<p><strong>Example:</strong> A property worth ₹1 crore in Mumbai in 2019 is now valued at ₹1.35 crore in 2024—a 35% increase, or a CAGR of about 6.2% per year, with some micro-markets seeing even higher growth.</p>

<h2>Inflation Trends in India (2015–2025)</h2>
<ul>
  <li>Average annual CPI inflation (2015–2025): ~5.8%</li>
  <li>CPI in April 2025: 3.16% (lowest since 2019)</li>
  <li>Housing inflation (CPI sub-index): 3.00% in April 2025</li>
</ul>
<ul>
  <li><strong>Interest Rates:</strong> RBI’s repo rate cuts in 2025 have made mortgages cheaper, supporting housing demand.</li>
</ul>
<table>
  <thead>
    <tr>
      <th>Year</th>
      <th>CPI (%)</th>
      <th>Avg. Home Price Growth (%)</th>
    </tr>
  </thead>
  <tbody>
    <tr><td>2019</td><td>3.7</td><td>1.0</td></tr>
    <tr><td>2020</td><td>6.6</td><td>2.0</td></tr>
    <tr><td>2021</td><td>5.1</td><td>4.5</td></tr>
    <tr><td>2022</td><td>6.7</td><td>7.0</td></tr>
    <tr><td>2023</td><td>5.4</td><td>13.0</td></tr>
    <tr><td>2024</td><td>4.3</td><td>13.0</td></tr>
    <tr><td>2025</td><td>3.2</td><td>6.5–7.5 (forecast)</td></tr>
  </tbody>
</table>

<h2>Real Estate Price Trends in India (Historical + Forecast)</h2>
<ul>
  <li>Average residential prices rose from ₹5,600/sq.ft. in June 2019 to ₹7,550/sq.ft. by end-FY2024—a 35% jump.</li>
  <li>CAGR of 13% for 2022–2024, far outpacing general inflation.</li>
</ul>
<ul>
  <li><strong>City Highlights (2019–2024):</strong></li>
  <li>Hyderabad: +64%</li>
  <li>Bengaluru: +57%</li>
  <li>NCR & MMR: +48%</li>
  <li>Kolkata: +25% (lowest among metros)</li>
  <li>Some micro-markets (e.g., Greater Noida West): +129%</li>
</ul>
<ul>
  <li><strong>2025 Forecast:</strong> National average home prices expected to rise 6.5% in 2025, 7.5% in 2026. Premium segment and Tier 2 cities leading the surge.</li>
  <li><strong>Rental Yields (2025):</strong> 4.3–5.0% in Mumbai/Bengaluru, 5–5.5% in Delhi-NCR, 5.0–5.3% in Kolkata, 4–4.5% in Hyderabad.</li>
</ul>

<h2>How Real Estate Acts as a Hedge Against Inflation</h2>
<ul>
  <li><strong>Real assets vs. paper assets:</strong> Real estate is a tangible asset whose value and rental income tend to rise with inflation, unlike cash or fixed deposits which lose purchasing power.</li>
  <li><strong>Historical performance:</strong> During high inflation (2022–2023), Indian property prices surged 13% annually, while CPI averaged 5.4%.</li>
  <li><strong>Global evidence:</strong> Studies show real estate outperforms equities during moderate and high inflation (3–6%+), consistently preserving or growing real returns.</li>
</ul>

<h2>Cost Inflation Index (CII) in India & Its Role in Real Estate</h2>
<p><strong>What is CII?</strong> The Cost Inflation Index adjusts the purchase price of assets for inflation, reducing capital gains tax liability on sale.</p>
<ul>
  <li>CII for FY 2025–26: 376</li>
  <li><strong>CII Formula:</strong> Indexed Cost = (CII in year of sale / CII in year of purchase) × Cost of acquisition</li>
  <li><strong>Example:</strong> A house bought in 2012–13 for ₹20 lakh (CII: 200), sold in 2023–24 (CII: 348): Indexed Cost = ₹20 lakh × (348/200) = ₹34.8 lakh</li>
  <li>CII ensures you’re taxed only on real (not inflationary) gains, making property investment even more tax-efficient.</li>
</ul>

<h2>How Inflation Affects Property Buyers and Investors</h2>
<h3>a. For Homebuyers</h3>
<ul>
  <li>Rising EMIs: Higher inflation can push up interest rates, raising loan EMIs.</li>
  <li>Shrinking affordability: Rapid price increases can outpace income growth, making homes less affordable, especially in prime cities.</li>
</ul>
<h3>b. For Real Estate Investors</h3>
<ul>
  <li>Higher rental yields: Rents typically rise with inflation, offering a stable income stream.</li>
  <li>Asset appreciation: Property values often outpace inflation, preserving and growing wealth.</li>
  <li>Tax efficiency: CII reduces capital gains tax, enhancing net returns.</li>
</ul>
<h3>c. For NRIs & HNIs</h3>
<ul>
  <li>Currency hedge: Real estate offers a buffer against rupee depreciation.</li>
  <li>Global diversification: Indian property provides higher yields and appreciation than many developed markets.</li>
</ul>

<h2>Impact of Construction Cost Inflation</h2>
<ul>
  <li>Input costs: Cement, steel, and labor prices have risen 8–12% in the past two years, directly impacting property prices.</li>
  <li>Pass-through: Developers pass higher costs to buyers, pushing up new launch prices.</li>
  <li>Developer margins: Squeezed margins may slow new supply but support price stability for existing inventory.</li>
</ul>

<h2>Expert Insights and Commentary</h2>
<ul>
  <li><strong><a href="https://anarock.com/" target="_blank">ANAROCK</a>:</strong> <i>“Housing prices have appreciated at a CAGR of 13% in the past two years, comfortably beating inflation and underscoring real estate’s role as a hedge.”</i></li>
  <li><strong><a href="https://credai.org/home/" target="_blank">CREDAI</a>:</strong> <i>“Strong demand and tax incentives will keep prices above inflation in 2025.”</i></li>
  <li><strong><a href="https://www.knightfrank.com/" target="_blank">Knight Frank</a>:</strong> <i>“Premiumization and supply constraints are driving double-digit price growth in major markets.”</i></li>
  <li><strong>Deccan Herald:</strong> <i>“Real estate has outperformed other asset classes in 6 out of 7 inflationary periods since 1980.”</i></li>
</ul>

<h2>Real Estate Investment Strategy Amid Inflation in 2025</h2>
<ul>
  <li><strong>Where to invest:</strong> Top cities: Hyderabad, Bengaluru, Pune, NCR, Mumbai suburbs. Tier 2 hotspots: Indore, Lucknow, Kochi, Jaipur.</li>
  <li><strong>Asset types:</strong> Residential (premium, mid-income), commercial (Grade A offices, co-living), REITs.</li>
  <li><strong>Risk-adjusted returns:</strong> Focus on projects with strong demand, limited supply, and developer credibility.</li>
  <li><strong>Checklist:</strong>
    <ul>
      <li>Assess local price trends vs. CPI.</li>
      <li>Factor in rental yield and tax benefits.</li>
      <li>Diversify across cities and asset types.</li>
    </ul>
  </li>
</ul>

<h2>Comparison: Real Estate vs Other Inflation-Hedging Assets</h2>
<table>
  <thead>
    <tr>
      <th>Asset Class</th>
      <th>Avg. 5-Year Return (2020–25)</th>
      <th>Inflation Hedge</th>
      <th>Liquidity</th>
      <th>Risk</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>Real Estate</td>
      <td>8–13% (capital + rent)</td>
      <td>Strong</td>
      <td>Medium</td>
      <td>Medium</td>
    </tr>
    <tr>
      <td>Gold</td>
      <td>7–9%</td>
      <td>Good</td>
      <td>High</td>
      <td>Low</td>
    </tr>
    <tr>
      <td>Equity</td>
      <td>10–14%</td>
      <td>Moderate</td>
      <td>High</td>
      <td>High</td>
    </tr>
    <tr>
      <td>FDs</td>
      <td>5–6%</td>
      <td>Poor</td>
      <td>High</td>
      <td>Low</td>
    </tr>
    <tr>
      <td>REITs</td>
      <td>6–8% (dividend + appreciation)</td>
      <td>Good</td>
      <td>High</td>
      <td>Medium</td>
    </tr>
  </tbody>
</table>
<p>Real estate has outpaced inflation and delivered positive real returns, especially during periods of moderate to high inflation.</p>

<h2>Future Outlook: Will Real Estate Beat Inflation in 2025 and Beyond?</h2>
<ul>
  <li><strong>2025 forecast:</strong> Home prices expected to rise 6.5% nationally, outpacing CPI (3.2%).</li>
  <li><strong>Rents:</strong> Projected to grow 5–7% in top cities, supporting higher yields.</li>
  <li><strong>Government policies:</strong> Tax incentives, RERA, infra push, and digitalization will support transparency and demand.</li>
  <li><strong>Risks:</strong> Affordability concerns in metros, input cost inflation, and global economic volatility.</li>
  <li><strong>Long-term:</strong> Real estate is likely to remain a solid inflation hedge and wealth builder, especially for diversified, long-term investors.</li>
</ul>

<h2>Conclusion</h2>
<p>Real estate inflation rate in India has consistently outpaced general inflation, making property a proven hedge and a powerful tool for wealth preservation in 2025. While affordability challenges persist, especially in top metros, the combination of capital appreciation, rising rents, and tax efficiency ensures that real estate remains a cornerstone of smart investment portfolios. As always, due diligence, diversification, and professional advice are key to maximizing returns and minimizing risk.</p>


Learn how to calculate real estate investment returns, compare ROI vs stocks, and explore market growth, HPI, and 2025 forecasts to invest smarter.

Real Estate Investment Returns: Guide, ROI & Forecast 2025

In 2024–25, residential property prices in top cities rose at a CAGR of 13%, while CPI inflation averaged 3.2%

What is the inflation rate of real estate in India?

Yes. Over the past two years, real estate has comfortably outpaced inflation, delivering positive real returns for investors.

Does real estate beat inflation in India?

Average annual home price growth in 2025 is projected at 6.5–7.5% nationally, with some cities and micro-markets seeing much higher appreciation.

How much do property prices increase each year in India?

Real estate inflation = [(Current Property Price – Previous Price) / Previous Price] × 100.  For long-term capital gains, use the Cost Inflation Index (CII) to adjust purchase price for tax purposes.

How do you calculate real estate inflation?

Yes. Real estate is a tangible asset whose value and income typically rise with inflation, making it a historically proven hedge, especially during moderate to high inflation periods.

Is real estate a good hedge against inflation in India?

Real Estate Inflation Rate in India (2025): Is Property Still the Best Hedge?

The evolution of PropTech 3.0 is expected to bring several advancements:  Metaverse Real Estate: Virtual land sales and immersive property showings in 3D worlds.  AI-Driven Design: Instant floor plan generation and architectural layout suggestions.  Smart City Integration: Linking real estate with IoT for dynamic traffic management and energy distribution.  Predictive Maintenance: IoT sensors combined with AI analytics to proactively address building issues.  Hyper-Personalized Tenant Experiences: AR-based furnishing suggestions and seamless digital lease signings.These advancements will further streamline real estate operations while enhancing user experiences.

What future advancements are anticipated in PropTech 3.0? 

 Explore the emerging trends and future advancements in PropTech 3.0, including metaverse real estate and AI-driven design.



What future advancements are anticipated in PropTech 3?

The internet played a pivotal role in driving digital growth during PropTech 2.0 by enabling:  Feature-rich websites with HD images, videos, and chat support.  Mobile apps for on-the-go property searches.  Social media marketing via platforms like Facebook, LinkedIn, and Twitter.  Cloud-based solutions for property management, CRM, and lead generation.This connectivity bridged geographic gaps, broadened consumer awareness, and laid the foundation for big data analytics in real estate.

How did the internet impact PropTech 2.0? 

Understand the impact of the internet on PropTech 2.0, including mobile apps and social media marketing.

PropTech 3.0 enhances transparency through the following technologies:  Blockchain: Creates tamper-proof records of ownership and transactions.  Smart Contracts: Automates processes based on preset conditions, reducing manual approvals.  Digital Platforms: Time-stamped and verifiable actions like rent payments or maintenance requests.These innovations eliminate hidden fees, reduce disputes, and foster trust. Additionally, AI-driven analytics provide real-time pricing data, enabling users to evaluate fair market values quickly.

How is transparency achieved in PropTech 3.0? 

 Discover how PropTech 3.0 enhances transparency through blockchain and smart contracts

The transition from PropTech 2.0 to 3.0 is marked by the adoption of advanced technologies and a shift towards comprehensive, data-driven platforms:  Integration of AI, blockchain, and AR/VR technologies.  Shift from incremental digital solutions to decentralized property exchanges and immersive experiences.  Introduction of fractional ownership, AI-based pricing insights, and hyper-personalized consumer interactions.This evolution merges traditional real estate processes with next-gen tools, enhancing transparency, reducing friction, and introducing innovative financing and investment models.

What marks the transition from PropTech 2.0 to PropTech 3.0? 

Learn about the key technologies and shifts that define the transition from PropTech 2.0 to PropTech 3.0.



Generative AI plays a transformative role in real estate by creating virtual staging, interior designs, and building models:  Generates realistic images or video walkthroughs of unbuilt properties.  Provides customized design suggestions for prospective buyers.  Simplifies planning for renovations or expansions with AI-powered visualizations.Additionally, generative AI chatbots handle tenant queries, produce personalized property recommendations, and assist with contract drafting. These capabilities reduce manual overhead while accelerating property marketing and design approvals in PropTech 3.0.

What is the role of generative AI in PropTech 3.0? 

Understand how generative AI enhances real estate processes in PropTech 3.0 through visualization and automation.

Building management systems (BMS) epitomize PropTech 2.0 by automating and optimizing core building operations:  HVAC Control: Adjusts temperatures and ventilation in real time to lower energy costs.  Lighting Management: Schedules lighting usage and uses sensors for occupancy-based activation.  Security Integration: Links CCTV, access control systems, and alarms to a centralized dashboard.BMS leverages IoT and cloud connectivity to gather data, enabling property managers to diagnose inefficiencies, reduce manual labor, and ensure occupant comfort. This laid the foundation for more intelligent automation seen in PropTech 3.0.

How are building management systems relevant to PropTech 2.0? 

Learn about the role of building management systems in optimizing operations during PropTech 2.0.

Henry David Louth

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Melanie Leech

Mark Rogers

Aleksandra Przydrozna

Matt Lacey

Louisa Dickins

Nohman Awan

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Robert Dahlstrom

Andrew Mason

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Howard Dawber

Zeina Nazer

Dr. Michael Niggemann

Gareth Bleasdale

Caroline Pontifex

Min Lee

Francesca Colloca

<h2>Europe’s leading trade show and conference showcasing the latest innovations in real estate technology.</h2>
<p>Join us for a dynamic event featuring cutting-edge proptech solutions, expert-led seminars, and tailored networking opportunities.</p>
<p>Whether you're a real estate developer, investor, or a proptech entrepreneur, discover the future of real estate at the third annual London Proptech Show.</p>
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From Mumbai's luxury zones to Bangalore’s bustling hubs, these government-notified property values are shaping market trends and stamp duty benchmarks. 

 Top Indian Cities with the Highest Circle Rates in 2025!

Smart homes offer real-time savings, convenience, and automation. Traditional homes keep it simple, but miss the edge. Ready to upgrade your lifestyle?

The Future of Living: Smart vs Traditional Homes

Scattered across major urban centres, these government-held properties are remnants of the partition-era migrations. Unlocking their use could open up land for affordable housing, public infrastructure, and more transparent land governance.

Enemy Properties in India.

Once a fundamental right, the Right to Property is now a constitutional right under Article 300A. This change came with the 44th Amendment in 1978, reshaping how property ownership and government acquisition work in India.  So, what does this mean for you?  You can still own, inherit, and transfer property But the government can acquire it only with a proper legal process & fair compensation It’s no longer enforceable under Article 32 (so no direct writ for violation)  Crucial for navigating land ownership, acquisitions, legal disputes, and protecting your property rights.

Right to Property in India – What You Should Know

<h2>Influencer Marketing: The New Chapter in Real Estate</h2>
<p>In a world where digital conversations shape decisions, <a href="https://www.comscore.com" target="_blank">Comscore Inc.</a> reports that India now hosts over 500 million social media users. This seismic shift has redefined industries, and real estate is no exception. Once dependent on print ads, hoardings, and channel partners, real estate marketing is entering a new era. At the forefront stands influencer marketing, weaving lifestyle, design, and finance with aspirational stories of modern homes.</p>

<h2>From Property Listings to Living Narratives</h2>
<p>One of the greatest hurdles in selling homes has always been helping buyers <a href="https://www.nar.realtor" target="_blank">visualize life within a space</a>. Influencers now play the role of storytellers, transforming static property features into experiences. They reveal not just a layout but the life it promises—the warmth of a sunlit living room, the calm of a work-from-home corner, or the serenity of coffee on a breezy balcony.</p>
<p>These stories move the lens from <i>"what the home has"</i> to <i>"how it feels to live here."</i> A living room is no longer square footage—it’s a canvas for family memories. A balcony is not just open space—it’s a Sunday breakfast spot with city views. This emotional resonance makes property marketing more human and relatable, particularly for digital-first buyers.</p>

<h2>Expanding Horizons Beyond Local Markets</h2>
<p>Influencer marketing is not bound by geography. In fact, it has become a gateway for connecting with global and non-resident buyers. Developers in markets like Mumbai increasingly partner with <a href="https://www.instagram.com" target="_blank">travel and lifestyle influencers</a> to showcase luxury projects to overseas Indians and investors. Premium micro-markets such as LBS Marg and Thane are now positioned as more than residential projects—they are presented as a reimagining of gated, urban living with international appeal.</p>

<h2>Trust as the New Currency</h2>
<p>Buying a home is a deeply personal and financial milestone. Millennials and Gen Z buyers lean on influencers not just for entertainment but for authentic recommendations. Influencer content feels more like peer advice than advertisements, which strengthens trust. When an influencer praises a developer’s reliability or showcases a walkthrough, it carries weight.</p>
<p>For many families, these online impressions even spark intergenerational discussions, with younger buyers introducing new projects to their parents. Such <a href="https://rera.gov.in" target="_blank">social proof</a> enhances credibility and builds confidence in decision-making.</p>

<h2>Engagement That Goes Beyond Views</h2>
<p>Unlike traditional ads, influencer marketing thrives on interaction. Real estate brands now host influencer-led live sessions, virtual tours, and interactive polls. Imagine being able to vote on interiors or suggest design tweaks via Instagram stories. This level of two-way engagement both excites buyers and informs developers about customer preferences.</p>
<p>Some developers go further, creating influencer-led mini-series or <a href="https://www.youtube.com" target="_blank">YouTube takeovers</a> that allow audiences to participate in shaping narratives. Such collaboration generates buzz and elevates brand visibility in ways print or TV ads never could.</p>

<h2>Looking Ahead: The Essential Role of Influencers</h2>
<p>Influencer marketing in real estate may still be evolving compared to sectors like fashion or retail, but its impact is undeniable. By humanizing property experiences, reaching buyers globally, building trust, and fueling interactive engagement, influencers are bridging the gap between discovery and decision-making. For developers seeking to stay relevant in a digital-first market, embracing influencer marketing is no longer optional—it is essential.</p>

Influencer Marketing: The New Chapter in Real Estate In a world where digital conversations shape decisions, Comscore Inc. reports that India now hosts over 500 million social media users. This seismic shift has redefined industries, and real estate is no exception. Once dependent on print ads, hoardings, and channel partners, real estate marketing is entering a new era. At the forefront stands influencer marketing, weaving lifestyle, design, and finance with aspirational stories of modern homes. From Property Listings to Living Narratives One of the greatest hurdles in selling homes has always been helping buyers visualize life within a space. Influencers now play the role of storytellers, transforming static property features into experiences. They reveal not just a layout but the life it promises—the warmth of a sunlit living room, the calm of a work-from-home corner, or the serenity of coffee on a breezy balcony. These stories move the lens from "what the home has" to "how it feels to live here." A living room is no longer square footage—it’s a canvas for family memories. A balcony is not just open space—it’s a Sunday breakfast spot with city views. This emotional resonance makes property marketing more human and relatable, particularly for digital-first buyers. Expanding Horizons Beyond Local Markets Influencer marketing is not bound by geography. In fact, it has become a gateway for connecting with global and non-resident buyers. Developers in markets like Mumbai increasingly partner with travel and lifestyle influencers to showcase luxury projects to overseas Indians and investors. Premium micro-markets such as LBS Marg and Thane are now positioned as more than residential projects—they are presented as a reimagining of gated, urban living with international appeal. Trust as the New Currency Buying a home is a deeply personal and financial milestone. Millennials and Gen Z buyers lean on influencers not just for entertainment but for authentic recommendations. Influencer content feels more like peer advice than advertisements, which strengthens trust. When an influencer praises a developer’s reliability or showcases a walkthrough, it carries weight. For many families, these online impressions even spark intergenerational discussions, with younger buyers introducing new projects to their parents. Such social proof enhances credibility and builds confidence in decision-making. Engagement That Goes Beyond Views Unlike traditional ads, influencer marketing thrives on interaction. Real estate brands now host influencer-led live sessions, virtual tours, and interactive polls. Imagine being able to vote on interiors or suggest design tweaks via Instagram stories. This level of two-way engagement both excites buyers and informs developers about customer preferences. Some developers go further, creating influencer-led mini-series or YouTube takeovers that allow audiences to participate in shaping narratives. Such collaboration generates buzz and elevates brand visibility in ways print or TV ads never could. Looking Ahead: The Essential Role of Influencers Influencer marketing in real estate may still be evolving compared to sectors like fashion or retail, but its impact is undeniable. By humanizing property experiences, reaching buyers globally, building trust, and fueling interactive engagement, influencers are bridging the gap between discovery and decision-making. For developers seeking to stay relevant in a digital-first market, embracing influencer marketing is no longer optional—it is essential.

Discover how influencer marketing is reshaping India’s real estate with storytelling, trust, and engagement for modern homebuyers.

Influencer Marketing Redefines Real Estate Storytelling in India

Influencers Transforming Real Estate Marketing

<h2>India’s REIT Market to Transform Office Spaces by 2030</h2>

<p>India’s <a href="https://www.sebi.gov.in" target="_blank">Real Estate Investment Trust (REIT)</a> journey is entering a powerful new chapter. What began as a nascent market has now stepped into an early growth stage, with nearly 140 million sq ft of assets already listed. By 2030, REIT penetration in the office sector is expected to almost double, reaching 25–30%.</p>

<h2>The Surge of Office REITs</h2>
<p>At present, India has four listed <a href="https://www.colliers.com" target="_blank">office REITs</a> covering about 133 million sq ft of Grade A office space. They boast high occupancy levels above 86% and steady rental flows, driven by sectors like technology, BFSI, and Global Capability Centers. Additionally, nearly 34 million sq ft of under-construction office supply is set to join the portfolio within the next 1–2 years.</p>
<p>Interestingly, Bengaluru leads the pack with 24% of potential REITable stock, followed by Hyderabad at 19%. Secondary Business Districts (SBDs) dominate this supply, holding nearly 60% of the upcoming REITable assets.</p>

<h2>India Versus Global Markets</h2>
<p>While India’s REIT market is scaling fast, it remains smaller compared to global leaders like <a href="https://www.sgx.com" target="_blank">Singapore</a> and <a href="https://www.jpx.co.jp" target="_blank">Japan</a>. Globally, REITs have expanded far beyond offices, covering retail malls, industrial warehouses, residential apartments, hospitals, and even data centers. In India, regulatory support from SEBI is paving the way for broader adoption, including <a href="https://www.sebi.gov.in" target="_blank">Small and Medium REITs (SM-REITs)</a>.</p>

<h2>Diversification and ESG at the Core</h2>
<p>Indian REITs are no longer restricted to offices. Expansions into retail, warehousing, hospitality, and futuristic bets like co-living and student housing are already underway. What sets the market apart is its ESG commitment: nearly 86% of operational office portfolios are <a href="https://www.usgbc.org" target="_blank">green-certified</a>. Over the next few years, REITs aim for full certification and a 30–35% increase in renewable energy usage, reinforcing their global investment appeal.</p>

<h2>Looking Ahead</h2>
<p>The momentum is undeniable. With growing institutional participation, rising investor confidence, and sustainability initiatives, India’s REITs are poised to transform the country’s commercial real estate landscape. By 2030, the shift will not just be about square footage—it will be about resilience, diversification, and long-term value creation.</p>

India’s REIT Market to Transform Office Spaces by 2030 India’s Real Estate Investment Trust (REIT) journey is entering a powerful new chapter. What began as a nascent market has now stepped into an early growth stage, with nearly 140 million sq ft of assets already listed. By 2030, REIT penetration in the office sector is expected to almost double, reaching 25–30%. The Surge of Office REITs At present, India has four listed office REITs covering about 133 million sq ft of Grade A office space. They boast high occupancy levels above 86% and steady rental flows, driven by sectors like technology, BFSI, and Global Capability Centers. Additionally, nearly 34 million sq ft of under-construction office supply is set to join the portfolio within the next 1–2 years. Interestingly, Bengaluru leads the pack with 24% of potential REITable stock, followed by Hyderabad at 19%. Secondary Business Districts (SBDs) dominate this supply, holding nearly 60% of the upcoming REITable assets. India Versus Global Markets While India’s REIT market is scaling fast, it remains smaller compared to global leaders like Singapore and Japan. Globally, REITs have expanded far beyond offices, covering retail malls, industrial warehouses, residential apartments, hospitals, and even data centers. In India, regulatory support from SEBI is paving the way for broader adoption, including Small and Medium REITs (SM-REITs). Diversification and ESG at the Core Indian REITs are no longer restricted to offices. Expansions into retail, warehousing, hospitality, and futuristic bets like co-living and student housing are already underway. What sets the market apart is its ESG commitment: nearly 86% of operational office portfolios are green-certified. Over the next few years, REITs aim for full certification and a 30–35% increase in renewable energy usage, reinforcing their global investment appeal. Looking Ahead The momentum is undeniable. With growing institutional participation, rising investor confidence, and sustainability initiatives, India’s REITs are poised to transform the country’s commercial real estate landscape. By 2030, the shift will not just be about square footage—it will be about resilience, diversification, and long-term value creation.

India’s REIT market is set to double by 2030, expanding across office, retail, and ESG-focused assets, driving investor confidence.

India’s REIT Market Set to Double Office Share by 2030

India’s REIT Market to Transform Office Spaces by 2030

<h2>How Millionaires Are Rethinking Real Estate in 2025</h2>
<p>The landscape of wealth is shifting. According to the <a href="https://www.forbes.com" target="_blank">Forbes Research 2025 High Net Worth Survey</a>, wealthy investors are taking a more cautious approach to real estate this year. While real estate remains a prized asset class, the level of enthusiasm has softened compared to 2024.</p>
<p>In 2025, 71% of high-net-worth individuals (HNWIs) expressed an interest in expanding their property portfolios, either through acquiring new luxury residences or securing properties for personal enjoyment. But this represents a decline from the 87% who held the same ambition in 2024. The survey, conducted between April and May, polled 250 global participants with over $2 million in investable assets.</p>

<h2>What Makes a Second Home Attractive?</h2>
<p>For many HNWIs, investing in a second property goes beyond financial value—it’s about lifestyle. The survey revealed the top drivers behind these decisions:</p>
<ul>
<li>74% seek properties close to exclusive amenities like private clubs, fine dining, and luxury retail hubs.</li>
<li>70% prioritize sustainability and environmentally friendly features, such as <a href="https://www.usgbc.org" target="_blank">green-certified architecture</a> and energy-efficient design.</li>
</ul>
<p>These findings highlight that second homes are not just investments—they’re lifestyle extensions aligned with the identity and aspirations of the wealthy.</p>

<h2>The Divide in Diversification Strategies</h2>
<p>Despite ongoing interest, the confidence in real estate as the ultimate wealth anchor has weakened. In 2024, 35% of HNWIs fully agreed that diversifying into high-end properties was essential for long-term success. That number has now fallen to 21% in 2025.</p>
<p>The split becomes more pronounced among levels of wealth. For the <a href="https://www.wealthx.com" target="_blank">ultra-wealthy</a>—those holding over $30 million in assets—31% continue to view luxury property diversification as critical to financial longevity. By contrast, only 8% of those with $2 million to $4.9 million in assets shared this conviction.</p>
<p>This divide underscores a new reality: while the ultra-rich remain steadfast in their faith in real estate, their less affluent peers are reconsidering its weight within diversified portfolios.</p>

<h2>Looking Ahead</h2>
<p>As 2025 unfolds, one truth stands clear: real estate is no longer just about square footage or ROI—it’s about lifestyle, values, and long-term security. For some, it remains a cornerstone of generational wealth. For others, the shift signals a more cautious and diversified path forward.</p>

How Millionaires Are Rethinking Real Estate in 2025 The landscape of wealth is shifting. According to the Forbes Research 2025 High Net Worth Survey, wealthy investors are taking a more cautious approach to real estate this year. While real estate remains a prized asset class, the level of enthusiasm has softened compared to 2024. In 2025, 71% of high-net-worth individuals (HNWIs) expressed an interest in expanding their property portfolios, either through acquiring new luxury residences or securing properties for personal enjoyment. But this represents a decline from the 87% who held the same ambition in 2024. The survey, conducted between April and May, polled 250 global participants with over $2 million in investable assets. What Makes a Second Home Attractive? For many HNWIs, investing in a second property goes beyond financial value—it’s about lifestyle. The survey revealed the top drivers behind these decisions: 74% seek properties close to exclusive amenities like private clubs, fine dining, and luxury retail hubs. 70% prioritize sustainability and environmentally friendly features, such as green-certified architecture and energy-efficient design. These findings highlight that second homes are not just investments—they’re lifestyle extensions aligned with the identity and aspirations of the wealthy. The Divide in Diversification Strategies Despite ongoing interest, the confidence in real estate as the ultimate wealth anchor has weakened. In 2024, 35% of HNWIs fully agreed that diversifying into high-end properties was essential for long-term success. That number has now fallen to 21% in 2025. The split becomes more pronounced among levels of wealth. For the ultra-wealthy—those holding over $30 million in assets—31% continue to view luxury property diversification as critical to financial longevity. By contrast, only 8% of those with $2 million to $4.9 million in assets shared this conviction. This divide underscores a new reality: while the ultra-rich remain steadfast in their faith in real estate, their less affluent peers are reconsidering its weight within diversified portfolios. Looking Ahead As 2025 unfolds, one truth stands clear: real estate is no longer just about square footage or ROI—it’s about lifestyle, values, and long-term security. For some, it remains a cornerstone of generational wealth. For others, the shift signals a more cautious and diversified path forward.

Explore how high-net-worth individuals are reshaping real estate strategies in 2025, from luxury homes to diversification and sustainable design.

How Millionaires Are Rethinking Real Estate Investments in 2025

Shifting Strategies of Millionaire Investors

<p>When global trade trembles, ripple effects are felt far and wide. The world woke up on <strong>August 27</strong> to a fresh economic jolt as <a href="https://www.whitehouse.gov" target="_blank">US President Donald Trump</a> enforced additional tariffs, pushing overall duties to 50 per cent. While industries brace for tighter margins and uncertain supply chains, the <a href="https://www.rera.gov.in" target="_blank">Indian real estate sector</a> finds itself at a unique crossroads—facing both challenges and hidden opportunities.</p>

<h2>A Crisis That Could Spark Opportunity</h2>
<p>At first glance, the impact of tariffs seems like a blow to housing. Rising global trade tensions often inflate input costs, making construction more expensive. Yet, as supply chains reshuffle, developers may soon find building materials arriving at more competitive prices. This shift, experts believe, could translate into lower project costs and greater accessibility for homebuyers in India.</p>

<p><b>Atul Monga</b>, CEO and Co-Founder of <a href="https://basichomeloan.com" target="_blank">BASIC Home Loan</a>, highlighted the bigger picture: “Trump’s tariffs may look like a setback for India’s housing sector. But government subsidies, particularly for affordable housing, continue to ease EMI pressures for low-income families. Demand for housing remains strong.”</p>

<h2>Supply Chain Realignment: A Silver Lining</h2>
<ul>
<li>Potential reduction in the cost of raw materials</li>
<li>Boost in local manufacturing and employment opportunities</li>
<li>More consumers qualifying for larger home loans</li>
</ul>

<p>While global trade battles rage on, India’s housing market remains rooted in strong domestic demand and policy frameworks. The dream of owning a home remains steadfast in the face of global uncertainty.</p>

<h2>RBI’s Role in Stability</h2>
<p>In parallel, monetary policy is playing its part. The <a href="https://rbi.org.in" target="_blank">Reserve Bank of India</a> recently kept the repo rate unchanged at 5.5 per cent, signaling stability. Governor Sanjay Malhotra reiterated the central bank’s ‘Neutral’ stance, following a 100 basis points cut earlier this year. Affordable EMIs remain a key support for aspiring homeowners amid global headwinds.</p>

<p>A recent <a href="https://sbi.co.in" target="_blank">State Bank of India</a> report, however, cautions that further cuts may not arrive soon. With inflationary pressures persisting, the October 2025 policy review is unlikely to bring rate relief. Even December may prove challenging, the report noted, underscoring a cautious approach to balancing growth and inflation.</p>

<h2>The Road Ahead</h2>
<p>India’s housing market has weathered global storms before—and today is no different. Backed by subsidies, steady demand, and supportive frameworks, the sector may yet turn a global tariff shock into a long-term opportunity for growth.</p>

When global trade trembles, ripple effects are felt far and wide. The world woke up on August 27 to a fresh economic jolt as US President Donald Trump enforced additional tariffs, pushing overall duties to 50 per cent. While industries brace for tighter margins and uncertain supply chains, the Indian real estate sector finds itself at a unique crossroads—facing both challenges and hidden opportunities. A Crisis That Could Spark Opportunity At first glance, the impact of tariffs seems like a blow to housing. Rising global trade tensions often inflate input costs, making construction more expensive. Yet, as supply chains reshuffle, developers may soon find building materials arriving at more competitive prices. This shift, experts believe, could translate into lower project costs and greater accessibility for homebuyers in India. Atul Monga, CEO and Co-Founder of BASIC Home Loan, highlighted the bigger picture: “Trump’s tariffs may look like a setback for India’s housing sector. But government subsidies, particularly for affordable housing, continue to ease EMI pressures for low-income families. Demand for housing remains strong.” Supply Chain Realignment: A Silver Lining Potential reduction in the cost of raw materials Boost in local manufacturing and employment opportunities More consumers qualifying for larger home loans While global trade battles rage on, India’s housing market remains rooted in strong domestic demand and policy frameworks. The dream of owning a home remains steadfast in the face of global uncertainty. RBI’s Role in Stability In parallel, monetary policy is playing its part. The Reserve Bank of India recently kept the repo rate unchanged at 5.5 per cent, signaling stability. Governor Sanjay Malhotra reiterated the central bank’s ‘Neutral’ stance, following a 100 basis points cut earlier this year. Affordable EMIs remain a key support for aspiring homeowners amid global headwinds. A recent State Bank of India report, however, cautions that further cuts may not arrive soon. With inflationary pressures persisting, the October 2025 policy review is unlikely to bring rate relief. Even December may prove challenging, the report noted, underscoring a cautious approach to balancing growth and inflation. The Road Ahead India’s housing market has weathered global storms before—and today is no different. Backed by subsidies, steady demand, and supportive frameworks, the sector may yet turn a global tariff shock into a long-term opportunity for growth.

India’s housing market turns global tariff crisis into growth opportunity with cheaper materials, stable EMIs, and strong demand.

Global Tariffs Surge: Can Indian Real Estate Harness the Shift?

<h2>Future PropTech Summit 2025 Scales Up, Moves to Mövenpick Grand Al Bustan Amid Surging Demand</h2>
<p>DUBAI, UAE – The much-anticipated Future PropTech Summit 2025 is set to make an even bigger impact this year, announcing a strategic move to a larger venue to accommodate overwhelming interest from across the globe. Originally slated for a different location, the summit will now take place at the Mövenpick Grand Al Bustan in Dubai on October 14-15, 2025. The relocation is a direct response to what organizers describe as "exceeding expectations," a clear signal of the booming interest in the property technology (PropTech) sector.</p>
<p>The move underscores the summit's growing importance as a vital hub for leaders in real estate, technology, and investment. In an official statement, the team framed the decision as a necessary step to enhance the experience for everyone involved. "We wanted to ensure that attendees, speakers, and exhibitors benefit from a space that matches both the scale of participation and the ambition of the conversations that will take place," they noted.</p>
<p>The Mövenpick Grand Al Bustan, known for its extensive conference facilities and proximity to Dubai International Airport, was chosen to provide a world-class environment for networking, exhibitions, and high-level discussions.</p>

<h2>A Convergence of Real Estate and Technology</h2>
<p>The Future PropTech Summit has rapidly established itself as a premier event for exploring the technologies that are fundamentally reshaping the real estate industry. The 2025 agenda promises a deep dive into the most disruptive trends, with sessions dedicated to:</p>
<ul>
  <li>Artificial Intelligence (AI) in property management and investment analysis.</li>
  <li>Blockchain technology and its applications for secure, fractional ownership of assets.</li>
  <li>Digital Twins and their role in modern construction and building maintenance.</li>
  <li>Sustainable building practices and the integration of green technology.</li>
</ul>
<p>The summit is more than just a series of talks; it is a carefully curated ecosystem designed to foster meaningful connections. The event will feature a startup showcase, providing a platform for emerging innovators to present their solutions to a global audience.</p>
<p>Furthermore, dedicated investor meetings will connect promising ventures with the capital needed to scale, bridging the gap between groundbreaking ideas and market-ready execution.</p>

<h2>Dubai: A Global Hub for Innovation</h2>
<p>Hosting the summit in Dubai is no coincidence. The city's progressive regulatory environment and its ambition to become a global leader in smart and sustainable urban development make it the ideal backdrop for these conversations. The event is expected to draw a diverse international crowd, with participants from the Middle East, Europe, Asia, and North America, all converging to define the future of property.</p>
<p>As the real estate world continues its digital transformation, the Future PropTech Summit 2025 stands out as a critical forum for collaboration and foresight. The move to a larger venue is not just a logistical update—it's a testament to the industry's vibrant growth and the urgent, shared need to build the properties of tomorrow.</p>
<p>For more information on the agenda or to register for the event, visit <a href="http://futureproptechsummit.com/" target="_blank">futureproptechsummit.com.</a></p>
<p><strong>Urwa A. Beigh</strong><br>
Conference Producer and Media Specialist<br>
Maxpo Exhibitions Pvt. Ltd.</p>

Future PropTech Summit 2025 Scales Up, Moves to Mövenpick Grand Al Bustan Amid Surging Demand DUBAI, UAE – The much-anticipated Future PropTech Summit 2025 is set to make an even bigger impact this year, announcing a strategic move to a larger venue to accommodate overwhelming interest from across the globe. Originally slated for a different location, the summit will now take place at the Mövenpick Grand Al Bustan in Dubai on October 14-15, 2025. The relocation is a direct response to what organizers describe as "exceeding expectations," a clear signal of the booming interest in the property technology (PropTech) sector. The move underscores the summit's growing importance as a vital hub for leaders in real estate, technology, and investment. In an official statement, the team framed the decision as a necessary step to enhance the experience for everyone involved. "We wanted to ensure that attendees, speakers, and exhibitors benefit from a space that matches both the scale of participation and the ambition of the conversations that will take place," they noted. The Mövenpick Grand Al Bustan, known for its extensive conference facilities and proximity to Dubai International Airport, was chosen to provide a world-class environment for networking, exhibitions, and high-level discussions. A Convergence of Real Estate and Technology The Future PropTech Summit has rapidly established itself as a premier event for exploring the technologies that are fundamentally reshaping the real estate industry. The 2025 agenda promises a deep dive into the most disruptive trends, with sessions dedicated to: Artificial Intelligence (AI) in property management and investment analysis. Blockchain technology and its applications for secure, fractional ownership of assets. Digital Twins and their role in modern construction and building maintenance. Sustainable building practices and the integration of green technology. The summit is more than just a series of talks; it is a carefully curated ecosystem designed to foster meaningful connections. The event will feature a startup showcase, providing a platform for emerging innovators to present their solutions to a global audience. Furthermore, dedicated investor meetings will connect promising ventures with the capital needed to scale, bridging the gap between groundbreaking ideas and market-ready execution. Dubai: A Global Hub for Innovation Hosting the summit in Dubai is no coincidence. The city's progressive regulatory environment and its ambition to become a global leader in smart and sustainable urban development make it the ideal backdrop for these conversations. The event is expected to draw a diverse international crowd, with participants from the Middle East, Europe, Asia, and North America, all converging to define the future of property. As the real estate world continues its digital transformation, the Future PropTech Summit 2025 stands out as a critical forum for collaboration and foresight. The move to a larger venue is not just a logistical update—it's a testament to the industry's vibrant growth and the urgent, shared need to build the properties of tomorrow. For more information on the agenda or to register for the event, visit futureproptechsummit.com. Urwa A. Beigh Conference Producer and Media Specialist Maxpo Exhibitions Pvt. Ltd.

Shaping the Future of Real Estate Technology

Future PropTech Summit 2025

<p>Imagine a city where homeowners no longer need to stand in long queues at civic offices just to clear their property tax bills. In 2025, the <a href="https://chennaicorporation.gov.in" target="_blank">Greater Chennai Corporation (GCC)</a> has made that vision a reality. With the launch of a simplified digital platform, residents can now pay property tax online within minutes—fast, secure, and completely transparent.</p>

<h2>Assessment of Property Tax in Chennai</h2>
<p>Before payment comes assessment. According to recent GCC circulars, citizens can initiate the property tax assessment either online or offline. The online process begins at <a href="https://chennaicorporation.gov.in" target="_blank">chennaicorporation.gov.in</a>, where homeowners first create a unique login using their mobile number, email ID, or name. Once registered, property details such as division, name of assessee, location, street name, door number, and contact number are submitted for verification.</p>

<p>Supporting documents, including registered property papers, the completed application form, and the latest tax receipt (if the property is newly built or reconstructed), must also be uploaded or submitted in hard copy. For those who prefer offline assistance, requests can be filed at <a href="https://www.tactv.in/" target="_blank">TACTV (Tamil Nadu Arasu Cable TV Corporation)</a> counters located within GCC premises or at zonal offices. After submission, homeowners receive an SMS acknowledgement confirming that their application has been recorded.</p>

<h2>How to Pay Property Tax Online in Chennai</h2>
<p>Paying your property tax online is now simpler than ever. Homeowners can log in to the official Tamil Nadu Urban E-Services portal at <a href="https://tnurbanepay.tn.gov.in" target="_blank">tnurbanepay.tn.gov.in</a>, select "Greater Chennai Corporation" from the dropdown menu, and enter details such as property ID, zone, or ward number from previous receipts.</p>

<ul>
<li>Pending dues are instantly displayed on the portal.</li>
<li>Payments can be made securely via net banking, UPI, debit card, or credit card.</li>
<li>Once the transaction is complete, an acknowledgement receipt is generated.</li>
</ul>

<p>This digital receipt can be downloaded and stored for records, eliminating the need for frequent visits to zonal offices.</p>

<h2>Can You Modify Property Tax in Chennai?</h2>
<p>Yes, homeowners can apply for property tax modifications both online and offline. Similar to assessment, the process starts at <a href="https://chennaicorporation.gov.in" target="_blank">chennaicorporation.gov.in</a>. Applicants must log in, fill in property details, and submit registered property documents, an application form, and previous tax receipts (if applicable).</p>

<p>After submission, the request is reviewed by a tax assessor, who inspects the property and forwards the report to the concerned officer. Following committee review, the application may be approved or returned for corrections. Once approved, a fresh assessment order (Notice 6) is issued, and the owner is notified through SMS.</p>

<p>For appeals against assessments, residents can follow the same submission process online, at <a href="https://www.tactv.in/" target="_blank">TACTV counters</a>, or through zonal offices with all necessary documents.</p>

<p>With these updates, <a href="https://www.aurumproptech.in/pulse/media/g-square-launches-230-crore-villa-project-north-chennai" target="_blank">Chennai’s</a> property tax system is evolving into a citizen-friendly, transparent, and fully digitised framework—one step closer to smart governance.</p>

Imagine a city where homeowners no longer need to stand in long queues at civic offices just to clear their property tax bills In 2025 the Greater Chennai Corporation GCC has made that vision a reality With the launch of a simplified digital platform residents can now pay property tax online within minutes fast secure and completely transparent Assessment of Property Tax in Chennai Before payment comes assessment According to recent GCC circulars citizens can initiate the property tax assessment either online or offline The online process begins at chennaicorporationgovin where homeowners first create a unique login using their mobile number email ID or name Once registered property details such as division name of assessee location street name door number and contact number are submitted for verification Supporting documents including registered property papers the completed application form and the latest tax receipt if the property is newly built or reconstructed must also be uploaded or submitted in hard copy For those who prefer offline assistance requests can be filed at TACTV Tamil Nadu Arasu Cable TV Corporation counters located within GCC premises or at zonal offices After submission homeowners receive an SMS acknowledgement confirming that their application has been recorded How to Pay Property Tax Online in Chennai Paying your property tax online is now simpler than ever Homeowners can log in to the official Tamil Nadu Urban E Services portal at tnurbanepaytngovin select Greater Chennai Corporation from the dropdown menu and enter details such as property ID zone or ward number from previous receipts Pending dues are instantly displayed on the portal Payments can be made securely via net banking UPI debit card or credit card Once the transaction is complete an acknowledgement receipt is generated This digital receipt can be downloaded and stored for records eliminating the need for frequent visits to zonal offices Can You Modify Property Tax in Chennai Yes homeowners can apply for property tax modifications both online and offline Similar to assessment the process starts at chennaicorporationgovin Applicants must log in fill in property details and submit registered property documents an application form and previous tax receipts if applicable After submission the request is reviewed by a tax assessor who inspects the property and forwards the report to the concerned officer Following committee review the application may be approved or returned for corrections Once approved a fresh assessment order Notice 6 is issued and the owner is notified through SMS For appeals against assessments residents can follow the same submission process online at TACTV counters or through zonal offices with all necessary documents With these updates Chennai’s property tax system is evolving into a citizen friendly transparent and fully digitised framework one step closer to smart governance

Pay Chennai property tax online in 2025 with ease. Explore assessment, payment, and modification process through GCC’s hassle-free digital system.

Chennai Property Tax 2025 Guide: Easy Online Payment & Updates

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      <h2 class="cnl-section-heading">FUNDING HIGHLIGHTS</h2>
      <div class="text-right">15th July 2025</div>
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      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/incuspaze-acquires-vskout-power-data-driven-workspace-solutions?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Incuspaze acquires VSKOUT, a real estate analytics company
        </a>
      </p>
      <p class="cnl-content">
        Incuspaze has acquired VSKOUT, a B2B SaaS platform specializing in CRE analytics, in a cash-and-equity deal. The integration brings advanced data intelligence to Incuspaze’s workspace solutions, enhancing real-time insights, predictive analytics, and enterprise offerings.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/smartworks-ipo-draws-robust-demand-subscribed-13-45x?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Smartworks IPO Oversubscribed 13.45x Amid Strong Investor Demand
        </a>
      </p>
      <p class="cnl-content">
        Smartworks’ IPO saw a 13.45x oversubscription, reflecting strong investor confidence. The company plans to use the proceeds for debt reduction and expanding its tech-enabled workspace network.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/indian-real-estate-sees-record-2-4-billion-pe-surge-in-h1-2025?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          Indian Real Estate Sees Record $2.4 Billion PE Surge in H1 2025
        </a>
      </p>
      <p class="cnl-content">
        India’s real estate sector saw a 38% YoY rise in PE investments, reaching $2.4 billion in H1 2025. Land deals surged and foreign investors drove 76% of inflows, highlighting strong global confidence.
      </p>
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      <h2 class="cnl-section-heading">MARKET MOVERS</h2>
      <div class="text-right">15th July 2025</div>
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      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/omaxe-acquires-450-acre-land-indore-1200-crore-township?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Omaxe Ltd Acquires 450 Acres in Indore for ₹1,200 Cr. Township Development
        </a>
      </p>
      <p class="cnl-content">
        Omaxe Ltd has acquired 450 acres in Indore for ₹1,200 Cr. to develop a large-scale integrated township. The project, expected to generate ₹2,500 Cr. in revenue, marks a major expansion in Tier-II cities.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/bajaj-housing-finance-q1-aum-jumps-24-rs-1-2-lakh-crore?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Bajaj Housing Finance Q1 AUM Hits ₹1.2 Lakh Cr., Disbursements Rise 22%
        </a>
      </p>
      <p class="cnl-content">
        Bajaj Housing Finance’s Q1 FY26 AUM rose 24% to ₹1.2 lakh Cr., with disbursements up 22%. The growth reflects a strong, diversified portfolio across key lending segments.
      </p>
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      <h2 class="cnl-section-heading">INDUSTRY INSIGHT</h2>
      <div class="text-right">15th July 2025</div>
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    <div class="content-wrapper">
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/india-senior-living-investment-ageing-population-2030?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Rising Demand in India’s Silver Economy Calls for Major Investment
        </a>
      </p>
      <p class="cnl-content">
        India's ageing population is increasing demand for senior living, requiring ₹72,000 Cr. investment by 2030 in housing, healthcare, and care infrastructure.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/home-prices-rise-supply-slows-india-q2-2025?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Home Prices Up 3.5% Due to Supply Constraints and Changing Demand
        </a>
      </p>
      <p class="cnl-content">
        Home prices rose 3.5% amid a slowdown in new housing supply and shifting buyer preferences, reflecting tighter inventory and evolving market dynamics.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/airports-ignite-real-estate-boom-in-indias-fastest-growing-corridors?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          Airports Ignite Real Estate Boom in India’s Fastest-Growing Corridors
        </a>
      </p>
      <p class="cnl-content">
        Airport-led growth is reshaping India’s real estate, with property prices in areas like Navi Mumbai and Noida doubling from FY 2021 to FY 2025 amid rising demand.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/gcc-office-leasing-india-surges-24-32-mn-sq-ft-fy25?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          GCC Office Leasing Soars 24% in FY25, Reaching 32 Mn. Sq Ft
        </a>
      </p>
      <p class="cnl-content">
        GCC office leasing in India grew 24% in FY25 to 32 Mn. sq ft, led by Bengaluru and Fortune 500 companies. This surge is driven by strong demand across IT, BFSI, and healthcare sectors.
      </p>
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PropTech Radar - 15th July 2025  | Your Fortnightly Insight into the world of PropTech covering Market Movers, Industry Insights and Aurum PropTech Spotlight

PropTech Radar - 30th June 2025, Your Fortnightly Insight into the world of PropTech

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      <div class="text-right">30th June 2025</div>
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      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/pharmeasy-founders-launch-all-home-valued-120m?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          All Home founders raise $20 Mn. to transform India’s home improvement market
        </a>
      </p>
      <p class="cnl-content">
        All Home is a tech-powered platform transforming India’s home improvement market by offering curated products and seamless access through top brand partnerships.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/truliv-raises-bccl-investment-expands-co-living-portfolio?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          Truliv secures strategic media partnership at ₹356.5 Cr. to expand co-living and hospitality across India
        </a>
      </p>
      <p class="cnl-content">
        Truliv raised ₹356.5 Cr. from Bennett, Coleman & Co. Ltd (BCCL) to expand co-living across India, enhance technology, diversify into holiday homes and retirement living, and aims to reach ₹200 Cr. in annual revenue within three years.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/kalpataru-realty-1590-crore-ipo-to-open-on-june-24?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          Kalpataru Realty Launches ₹1,590 Cr. IPO to Reduce Debt and Fuel Expansion
        </a>
      </p>
      <p class="cnl-content">
        Kalpataru Realty is launching a ₹1,590-Cr. IPO on June 24, 2025, aiming to reduce ₹10,186.6 Cr. in debt and support expansion across its 120 completed projects in five states.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/incuspaze-acquires-trios-targets-400-crore-revenue?utm_source=Website&utm_medium=Media_article&utm_campaign=FundingHighlights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          Incuspaze Acquires Trios, Targets ₹400 Cr. Revenue with 50+ Locations Nationwide
        </a>
      </p>
      <p class="cnl-content">
        Incuspaze acquired Pune’s Trios, expanding to 50+ locations in 18 cities and targeting ₹400 Cr. revenue in FY26.
      </p>
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      <h2 class="cnl-section-heading">MARKET MOVERS</h2>
      <div class="text-right">30th June 2025</div>
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      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/adaniconnex-acquires-granthik-realtors-8599-crore?utm_source=Website&utm_medium=Media_article&utm_campaign=MarketMovers&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          AdaniConneX Acquires Granthik Realtors for ₹85.99 Cr.
        </a>
      </p>
      <p class="cnl-content">
        AdaniConneX acquired Granthik Realtors for ₹85.99 Cr. to fast-track data center and infrastructure projects in Mumbai and other key cities, gaining valuable land assets and licenses to accelerate development and strengthen its position in India’s digital infrastructure sector.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/homey-aims-10000-inclusive-co-living-beds-2027?utm_source=Website&utm_medium=Media_article&utm_campaign=MarketMovers&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
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          Homey targets 10,000 inclusive co-living beds by 2027 with 30% free for underprivileged residents
        </a>
      </p>
      <p class="cnl-content">
        Homey plans to grow to 10,000 co-living beds by 2027, adding 5,000 beds this year and 30% free for underprivileged residents. Expansion includes Ahmedabad, Pune, Hyderabad, and Bengaluru.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/innov8-sells-stake-1000-cr-valuation-expansion?utm_source=Website&utm_medium=Media_article&utm_campaign=MarketMovers&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Innov8 Sells 3% Stake at ₹1,000 Cr. Valuation to Raymond Family Office, Targets 100 Centres
        </a>
      </p>
      <p class="cnl-content">
        OYO-owned Innov8 sold a 3% stake at a ₹1,000 Cr. valuation, led by Raymond Family Office, to fund expansion from 30+ to 100 centres after ₹62 Cr. FY24 profit.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/colliers-india-aims-1100-cr-order-book-2025?utm_source=Website&utm_medium=Media_article&utm_campaign=MarketMovers&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Colliers India Targets ₹1,100 Cr. Order Book for 2025 on 20–25% Leasing Growth
        </a>
      </p>
      <p class="cnl-content">
        Colliers India targets a ₹1,100 Cr. order book for 2025, up from ₹700 Cr., fueled by 20–25% leasing growth and expansion of its Global Capability Centre in Bengaluru.
      </p>
    </div>
  </div>

  <div class="section-wrapper">
    <div class="highlight-section">
      <h2 class="cnl-section-heading">INDUSTRY INSIGHT</h2>
      <div class="text-right">30th June 2025</div>
    </div>
    <div class="content-wrapper">
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/india-office-real-estate-leads-17b-pe-surge-h1-2025?utm_source=Website&utm_medium=Media_article&utm_campaign=IndustryInsights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          Office Segment Drives $1.7 Billion Private Equity Surge in Indian Real Estate H1 2025
        </a>
      </p>
      <p class="cnl-content">
        Private equity investments in Indian real estate reached $1.7 billion in H1 2025, led by a 22% rise in office segment funding at $706 Mn., with Mumbai attracting $468 Mn.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/india-real-estate-sector-eyes-1-trillion-by-2030?utm_source=Website&utm_medium=Media_article&utm_campaign=IndustryInsights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          India’s Real Estate Set to Hit $1 Trillion by 2030, Driven by Urban Demand and Tech Adoption
        </a>
      </p>
      <p class="cnl-content">
        India’s real estate sector is set to grow from $320 billion to $1 trillion by 2030, driven by urban demand, tech adoption, and rising GDP contribution from 8% to over 13%.
      </p>
      <hr class="custom-hr" />
      <p class="cnl-content-heading-main">
        <a href="https://www.aurumproptech.in/pulse/media/rbi-rate-cut-real-estate-emi-housing-demand-june-2025?utm_source=Website&utm_medium=Media_article&utm_campaign=IndustryInsights&utm_id=Proptech_Radar&utm_term=PulseMedia&utm_content=Proptech_Radar"
           target="_blank" class="cnl-content-heading">
          RBI’s 50 bps Repo Rate Cut to 5.5% Spurs Real Estate Demand, Lowers Home Loan EMIs
        </a>
      </p>
      <p class="cnl-content">
        RBI’s repo rate cut to 5.5% and CRR reduction boost liquidity, lower home loan EMIs, and drive housing demand across India.
      </p>
    </div>
  </div>
</div>

PropTech Radar - 30th June 2025  | Your Fortnightly Insight into the world of PropTech covering Market Movers, Industry Insights and Aurum PropTech Spotlight

<h2>Ready for a stay that’s truly out of this world? 🚀</h2>

<p>Voyager Station, the first-ever space hotel, will welcome guests in 2027 with luxury villas, zero-gravity sports, and unforgettable Earth views.</p>

<p>A three-day escape costs $5M now, but space tourism is just taking off. Are you ready to check in and be part of the future?</p>

Experience Voyager Station – the first luxury space hotel opening 2027 with zero-gravity sports, Earth views, and a $5M 3-day cosmic getaway.

 Ready for a stay that’s truly out of this world?

<h2>PropTech Pulse | What if city skylines flipped upside down, 300 meters underground?</h2>

<p>🌆 Meet the Earthscraper: an inverted pyramid of homes, parks, and offices hidden beneath the streets.</p>

<p>This bold urban innovation offers natural insulation, climate resilience, and seismic safety while saving precious surface space.</p>

<p>Would you trade sky views for a sci-fi living experience beneath the city?</p>

<p>🚀 Drop your thoughts!</p>


Discover the Earthscraper – an inverted underground city offering eco-friendly living, climate resilience, and seismic safety beneath urban streets.

Earthscrapers. Underground Skyscraper? | Would You live in an upside down city?

<h2>The Great Indian Rent Crisis</h2>
<p>Rent’s up Savings down Welcome to the Great Indian Rent Crisis</p>
<p>From PGs to 1RKs nothing’s affordable anymore</p>
<p>Landlords are living large while we’re hustling just to pay rent</p>
<p>Is your salary even surviving this rent hike</p>
<h2>Key Realities of the Rent Situation</h2>
<ul>
<li>Rising rental prices</li>
<li>Decreasing savings for tenants</li>
<li>Lack of affordable housing</li>
<li>Pressure on salaried individuals</li>
<li>Landlords benefiting from the spike</li>
</ul>


Rent prices soar across India shrinking savings and straining salaries as affordable housing fades and landlords profit from the crisis.

Rental reality in India

Discover how technology is revolutionizing India's $1T real estate market across rentals, distribution, and capital markets. Explore key trends, innovations, and future opportunities.

<p>Explore how technology is transforming India's $1 trillion real estate opportunity—across rentals, distribution, and capital markets. This exclusive research report is your definitive guide to the trends, opportunities, and innovations shaping the next decade of property in India.</p>
<br/>

<h2>What You'll Learn:</h2>
<p>1. How PropTech is solving the $350B–$1T transformation of Indian real estate by 2030.</p>
<p>2. Learn why India faces a 25x gap in organised rental supply—and how technology is closing it.</p>
<p>3. Discover how AI, automation, and digital fulfilment are changing real estate sales & marketing.</p>
<p>4. Unpack the rise of SM-REITs, fractional ownership, and new investment vehicles in India.</p>
<p>5. Use cases of Generative AI across customer engagement, sales, marketing, and property transactions.</p>


Uncover how India’s real estate
market is evolving—from $350B
in 2023 to a projected $1T by
2030. Get clarity on the macro
forces driving this growth:
urbanisation, digital adoption,
and institutional investment.

Explore the $200B+ opportunity
across rental housing, digital
sales distribution, and real
estate capital markets. Learn
how Gen Z renters, digital-first
homebuyers, and investors are
redefining consumption.

Understand the three waves of
PropTech in India—from listing
platforms to generative AI. See
how technologies like AI, and
automation are transforming
customer journeys & developer
workflows.

From SM-REITs to fractional
ownership, get a forwardlooking view of how capital is
being democratised across
asset classes like data centres,
student housing, and co-living.

Ramesh Patel

The India PropTech

Unveil the Future of Indian Real Estate. Dive into a comprehensive analysis of market size, emerging trends, and lucrative investment opportunities. This exclusive research report is your ultimate guide to mastering the dynamic& evolving landscape of India's real estate market.

<p>Explore the dynamic landscape of India's real estate market, uncovering insights into market size, emerging trends, and investment opportunities. This exclusive research report is your essential roadmap for navigating and thriving in this rapidly evolving sector</p>
<br/>

<h2>What You'll Learn:</h2>
<p>1. Comprehensive real estate market analysis, including real estate market size in India and key market trends.</p>
<p>2. How leading real estate companies in the stock market are shaping the future.</p>
<p>3. The trend of real estate market in India, across residential, commercial, and alternate asset classes like data centers and warehousing.</p>
<p>4. A capital market approach to real estate investment and understanding real estate market segmentation.</p>
<p>5. Real estate market growth forecast for the next decade with predictions and opportunities for savvy investors.</p>



Gain comprehensive insights into the current real estate market size in India, with a deep dive into the key factors driving its growth. 

Learn from market leaders and real estate companies in the stock market, and uncover emerging investment opportunities in asset classes like affordable housing,  commercial real estate, etc.

Explore what the future holds with real estate market current trends and segmentation, including PropTech, sustainability, and international market influence.

Dive into a capital market approach to real estate, focusing on wealth management and strategic investment decisions.

EARN UPTO ₹80,000

Real Estate Insights
Delivered to you.

Daily Pulse

India’s REIT Market to Transform Office Spaces by 2030

Shifting Strategies of Millionaire Investors

Global Tariffs Surge: Can Indian Real Estate Harness the Shift?

Future PropTech Summit 2025

Shifting Strategies of Millionaire Investors

Global Tariffs Surge: Can Indian Real Estate Harness the Shift?

Future PropTech Summit 2025

Chennai Property Tax 2025 Guide: Easy Online Payment & Updates

Upcoming Featured Event

EARN UPTO ₹80,000

Real Estate InsightsDelivered to you.

Daily Pulse

India’s REIT Market to Transform Office Spaces by 2030

Shifting Strategies of Millionaire Investors

Global Tariffs Surge: Can Indian Real Estate Harness the Shift?

Future PropTech Summit 2025

Shifting Strategies of Millionaire Investors

Global Tariffs Surge: Can Indian Real Estate Harness the Shift?

Future PropTech Summit 2025

Chennai Property Tax 2025 Guide: Easy Online Payment & Updates

Upcoming Featured Event

Real Estate Insights
Delivered to you.