Apartment loans can be obtained either from banks or online loan aggregators. Keep in mind that financial institutions prefer people with a clean economic history before approving a loan. Your loan application is vetted according to:

Credit History: Financial institutions prefer individuals with a clean financial history. 800 is considered the best credit score, but anything between 700-800 is acceptable for a loan to be approved.

Age: Individuals between the ages of 30-50 are the most preferred as they are considered financially stable.

Work Experience: Individuals working for a long time gain more points with the bank.

Income: Since earnings define the ability to repay, a stable income is necessary to approve a loan.

While applying for a loan, individuals should compare all the options available and pick the one without any hidden charges and with suitable repayment plans. Online tech-driven loan aggregators like KuberX streamline comparing loans with their tie-ups to reputed financial institutions. They benefit both property developers and loan seekers, making the loan acquiring process hassle-free.