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What is the difference between affordable housing and luxury housing

Affordable and luxury housing differ in pricing, amenities, location, and target buyers:

Price & Income Group:

  • Affordable housing is priced under ₹45 lakh, catering to low- and middle-income groups.
  • Luxury homes start from ₹1 crore+, targeted at high-net-worth individuals (HNWIs).

Amenities:

  • Affordable homes offer basic infrastructure.
  • Luxury residences include private pools, smart home automation, and concierge services.

Location:

  • Affordable homes are usually in outskirts or tier-2 cities.
  • Luxury homes are in prime city areas like South Mumbai and Gurgaon.

Affordable housing is government-subsidized, while luxury housing offers status and capital appreciation.

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