The housing market is flourishing, and the loan market is witnessing an upsurge due to the low-interest rates. Most people choose to finance their homes through a home loan. With digitisation spearheading a revolution in the loan industry, obtaining a loan has become a hassle-free process for borrowers. A home-loan finances only 70%-75% of the total cost of the home, and the remaining amount is put forth by the borrower as a down payment. The borrower might require more financial assistance for interior renovations, an emergency, or other reasons. A housing loan top-up is an additional amount that a person can borrow in addition to their current home loan. A top-up loan has a lower interest rate than any personal loan, making it a viable option if one requires additional funding. One should check all available options and choose a loan with the best interest rates and beneficial terms and conditions. We, at KuberX, are tech-driven online loan aggregators. Our proprietary AI technology enables borrowers to compare loan options and choose the most suitable one.