How does PropTech 3.0 influence real estate financing?

PropTech 3.0 brings alternative financing models and decentralized platforms that improve real estate funding dynamics:

Blockchain-based tokenization allows fractional ownership, making real estate investments more accessible to small investors.
Smart contracts automate escrow releases and loan disbursements, reducing manual processing.
Crowdfunding portals let developers pitch projects directly to a pool of retail or accredited investors.

This innovation lowers barriers to entry, enables international participation, and enhances transparency in real estate financing.

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