New Launch - India Real Estate Report 2026.

What is Reverse Mortgage?

Reverse Mortgage is a loan arrangement that allows senior homeowners to convert their home equity into regular income while continuing to live in the property.

How Reverse Mortgages Work

  • Loan amount is based on property value and owner age
  • Borrowers receive payments from the lender
  • Repayment usually occurs after sale or transfer of the property
  • Common among retired homeowners

Benefits of Reverse Mortgages

  • Provides additional retirement income
  • Allows continued occupancy of the home
  • No immediate loan repayment obligations
  • Helps improve financial flexibility for seniors

Reverse mortgages are designed to help senior citizens access the value of their homes without selling the property during their lifetime.

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