Cubictree's 2025 Vision: Pioneering AI-Driven Legal & PropTech Evolution

Hitesh Jirawla – Our vision for Cubictree in 2025 is to establish ourselves as the dominant force in Legal & Prop Tech by driving deep digital transformation across BFSI. We aim to expand our AI-powered solutions, ensuring a 100% paperless and seamless recovery process for financial institutions, from post-onboarding to litigation and final resolution.

Additionally, we will continue to enhance our AI-driven risk assessment capabilities, leveraging our vast litigation data lake and proprietary models to provide real-time, predictive insights for businesses. Our collaboration with the RBI Innovation Hub will further strengthen our regulatory compliance efforts and help scale frictionless credit access across financial institutions.

IT Voice – What are the top three strategic goals you aim to achieve in 2025?

Hitesh Jirawla – Our top three strategic goals for 2025 are:

Deep Vertical Expansion & Increased Wallet Share: Strengthen our presence in each business vertical by going deeper with existing customers, increasing wallet share from INR 2cr per annum to INR 10 Cr per annum per customer.

AI-Driven Risk & Compliance Leadership: Enhance our proprietary litigation riskometer and property risk assessment models, ensuring seamless compliance and faster decision-making for financial institutions and enterprises.

Scaling AI & Digital Transformation Globally: Expand beyond BFSI into new sectors and international markets, leveraging our 100% paperless automation platforms to drive digital transformation at scale.

Are there any specific markets or industries you plan to expand into this year?

Our expansion plans for 2025 focus on:

Diversifying Beyond BFSI: While BFSI remains our core, we are expanding into real estate, corporates, and large consulting firms where our AI-driven risk and litigation solutions add significant value.

International Growth: We are testing our AI models in global markets, particularly in regions with complex legal and compliance landscapes, to offer scalable risk assessment and litigation management solutions.

IT Voice – What new features or services can customers expect from Cubictree in 2025?

Hitesh Jirawla – In 2025, Cubictree will introduce several key enhancements to strengthen its AI-driven legal and risk management solutions.

Advanced AI for Risk & Litigation Assessment: Our Litigation Riskometer will evolve with more dynamic scoring models, incorporating real-time data and enhanced predictive analytics for financial institutions and enterprises.

Multilingual AI Enhancements: Our AI-powered document transformation & summarization capabilities will improve, ensuring higher accuracy across all Indian languages, making legal and financial documentation more accessible.

IT Voice – How is Cubictree leveraging emerging technologies like AI, ML, or blockchain to stay competitive?

Hitesh Jirawla – In a country like India, we speak about 20+ languages, and the documents are also in 20+ languages, including court documents and judgments to regulatory orders that need to reach the parties the same day. Having built multilingual capabilities at a pan-India level has helped our customers overcome a major hurdle.

We are leveraging AI and ML to solve such complex problems, analyzing court documents to give them actionable inputs that can further assist them in taking timely actions. We are also supporting them in terms of regulatory compliance, which not only improves the turnaround time of responding but also makes it cost-effective.

We have built LLMs in-house, trained on a large data lake of 4.5 billion records, which are multilingual in nature. We have drafted smart replies on top of that for various business scenarios.

IT Voice – How does Cubictree ensure its solutions align with evolving customer needs?

Hitesh Jirawla – Cubictree ensures its solutions remain aligned with evolving customer needs by continuously innovating and leveraging AI-driven automation to enhance efficiency and decision-making.

End-to-End Digital Transformation: We provide a 100% paperless journey for financial institutions, covering property onboarding, risk audits, compliance checks, and debt recovery, ensuring seamless operations.

Property Risk Management: As part of the RBI Innovation Hub, we integrate proprietary risk reports via API, enabling financial institutions to access litigation and property risk data in real-time for faster decision-making.

AI-Driven Contract & Litigation Intelligence: Our AI models summarize legal judgments, assess litigation risk, and enhance contract management by extracting business objectives and ensuring compliance with time-bound obligations.

IT Voice – What sets Cubictree apart from competitors in 2025?

Hitesh Jirawla – Cubictree stands out in the Legal & Prop Tech and financial risk management space through its AI-first approach, proprietary data assets, and deep industry integrations, making it the preferred partner for enterprises.

Unmatched AI Capabilities & Proprietary Data: Our privately trained AI models, built on 4.5 billion legal records spanning 50+ years, process 10 million new records daily, giving us the most comprehensive litigation and property intelligence in India.

End-to-End Legal & Recovery Automation: Unlike competitors offering fragmented solutions, we provide a fully digital, 100% paperless journey covering property onboarding, risk audits, compliance, and debt recovery, ensuring seamless stakeholder collaboration.

Integration & Market Recognition: As a partner of the RBI Innovation Hub, we are recognized for democratizing financial risk data, with proprietary risk reports integrated via API for banks to scale lending with greater efficiency.

IT Voice – What are the biggest challenges you foresee in achieving your roadmap for 2025, and how do you plan to overcome them?

Hitesh Jirawla – Cubictree anticipates several challenges in executing its 2025 roadmap, but we have strategic measures in place to overcome them:

Scaling AI Accuracy & Adoption: While our AI models already achieve industry-leading accuracy, improving regional language processing, legal search precision, and risk prediction remains a challenge. We address this with continuous AI training, human feedback loops, and expanding proprietary datasets.

Legal Complexities: As financial and legal regulations evolve, ensuring seamless updates across diverse laws and banking requirements is critical.

Industry-Wide Digital Adoption: Many institutions still rely on manual, non-standardized processes, slowing digital transformation. Through CT-MAP, we provide a 100% paperless, AI-driven mortgage and recovery platform, driving faster adoption via automation and seamless stakeholder collaboration.

IT Voice – Do you have any specific growth or revenue targets for 2025?

Hitesh Jirawla – Cubictree is on track to achieve INR 150 crore in topline revenue within the next three years by maintaining its current growth momentum. To accelerate this, we have strengthened our sales team and are strategically focusing on deeper penetration within each business vertical.

IT Voice – Are there any strategic partnerships or collaborations planned to accelerate growth?

Hitesh Jirawla – We are strengthening our partnerships with financial institutions, including our collaboration with the RBI Innovation Hub.

On the technology front, we are working with global legal tech firms to expand into new markets and industries, ensuring our AI-driven legal and financial solutions remain cutting-edge.

IT Voice – How does customer feedback influence your strategy and roadmap?

Hitesh Jirawla – Everything in Cubictree revolves around customer needs. We work collaboratively with our customers, understanding the gaps & finding solutions using an AI-first approach.