Hi reader, In my experience, the process of acquiring a home loan is extremely tedious and testing. Most banks have endless procedures and legalities. Plus, the eligibility criteria, the required documentation, and the verification and sanctioning procedures can be very overwhelming. Despite that, here are a few banks that simplify the process of obtaining a loan and enable getting a loan hassle-free:

Private banks:

Axis Bank

ICICI Bank

Kotak

Yes Bank

Citibank

Public Sector banks:

SBI

Bank of Baroda

LIC HFL

Federal Bank

NBFCs:

Tata Capitals

HDFC

Bajaj Finserv

L&T Finance

Also, I came across an extremely useful online aggregator called KuberX. It’s a new-age, tech-based platform that is simplifying the loan-obtaining process. It focuses on resolving the issues with the existing online loan aggregators in addition to 4 primary offerings, including property or instant home loan, balance transfer, top-up loan, and home loan against property (LAP). You can read more about the platform here. I hope you find this helpful.