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Hi reader, In my experience, the process of acquiring a home loan is extremely tedious and testing. Most banks have endless procedures and legalities. Plus, the eligibility criteria, the required documentation, and the verification and sanctioning procedures can be very overwhelming. Despite that, here are a few banks that simplify the process of obtaining a loan and enable getting a loan hassle-free:
Private banks:Axis Bank
ICICI Bank
Kotak
Yes Bank
Citibank
Public Sector banks:SBI
Bank of Baroda
LIC HFL
Federal Bank
NBFCs:
Tata Capitals
HDFC
Bajaj Finserv
L&T Finance
Also, I came across an extremely useful online aggregator called KuberX. It’s a new-age, tech-based platform that is simplifying the loan-obtaining process. It focuses on resolving the issues with the existing online loan aggregators in addition to 4 primary offerings, including property or instant home loan, balance transfer, top-up loan, and home loan against property (LAP). You can read more about the platform here. I hope you find this helpful.
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