Who is eligible to apply for benefits under PMAY?

Eligibility for benefits under the Pradhan Mantri Awas Yojana (PMAY) depends on income category, property ownership status, and family composition as defined by the scheme's guidelines. The program targets economically weaker sections, low-income, and middle-income groups.

Key Eligibility Criteria

• Applicant or family should not own a pucca house anywhere in India
• Income must fall within defined EWS, LIG, or MIG category limits
• Applicant must not have previously availed central assistance for housing
• Preference given to women, especially as co-owners or sole owners

Categories Covered Under PMAY

• Economically Weaker Section (EWS)
• Low Income Group (LIG)
• Middle Income Group (MIG I and MIG II)

Additional Considerations for Applicants

• Special priority for differently-abled and senior citizen applicants
• Documentation required to verify income and property ownership status
• Eligibility criteria may be updated periodically by the government

In short, PMAY eligibility is primarily based on income category and current housing ownership status. Applicants should verify the latest guidelines, as income limits and benefits are subject to periodic revision.