Per Annum Estates Revolutionizes Fractional Ownership in Ultra-Luxury Real Estate

A New Era for Indian Luxury Real Estate

For decades, luxury real estate in India was the domain of the ultra-wealthy, with sky-high entry barriers keeping most investors on the sidelines. But the landscape is changing fast. Per Annum Estates, a Delhi-based fintech platform, is pioneering a new path to high-end property ownership-one that starts at just ₹10 lakhs and welcomes a much broader audience into the world of ultra-luxury living.

The Power of Fractional Ownership

Fractional ownership is transforming how Indians invest in real estate. Instead of one individual shouldering the full cost of a premium property, multiple co-owners each hold a legally recognized share. This means you can own a slice of a high-value residence in prime locations like Gurgaon, Mumbai, or Bangalore-without the need to commit crores up front. Learn more about fractional ownership.

How Per Annum Estates Works

The Estates model is both simple and sophisticated. For every property, a Special Purpose Vehicle (SPV) is created. Investors become shareholders in the SPV, which acquires and manages the asset. The SPV handles everything from property maintenance to eventual sale. When the asset reaches its targeted appreciation, it’s sold, and profits are distributed among all co-owners. This approach removes the hassle of paperwork and property management, focusing on value appreciation and a streamlined exit strategy.

Why This Model Stands Out

• Accessible Entry Point: With investments starting at just ₹10 lakhs, luxury real estate is now within reach for professionals, business owners, and first-time investors.
• Prime, Curated Locations: Estates focuses on Grade A developer projects in India’s fastest-growing corridors, targeting early-stage opportunities for maximum appreciation.
• Real Ownership, Not Just Access: Unlike timeshares or rentals, co-owners have actual equity in the property, with all legal rights and protections.
• Transparent and Secure: Every transaction is legally documented, with rigorous due diligence and regulatory compliance.
• Smart Exit Strategy: The SPV structure ensures that assets are sold at the right time, maximizing returns for all co-owners.

Changing the Face of Wealth Creation

As Indian cities reach new heights and property prices climb, fractional ownership is redefining what it means to own luxury real estate. No longer limited to the elite, this model democratizes access to India’s most prestigious addresses and offers a flexible, transparent, and potentially lucrative way to build wealth.

The Future of Luxury Real Estate

Fractional ownership platforms like Per Annum Estates are reshaping the market, making it possible for more people to participate in the growth of India’s prime property markets. Whether you’re seeking capital appreciation, diversification, or a stake in iconic locations, the future of luxury real estate is about shared ownership and smart investment.