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Buying a home has become increasingly difficult as property prices continue to remain out of reach for many. For Uttarakhand residents, however, the Indralok Aawasiy Yojana (Group Housing Phase-1) offers a route to home ownership, with residential flats in Haridwar allotted through a registration process followed by a lottery. The scheme is implemented by the Haridwar-Roorkee Development Authority (HRDA) under the Housing Department of the Uttarakhand government.
What the Scheme Includes
The scheme includes two categories of flats aimed at different income groups: Economically Weaker Section (EWS) units for low-income applicants, and 2 BHK apartments for general and middle-income buyers. As per the official project specifications, each 2 BHK flat comprises two bedrooms, a drawing room, dining area, kitchen, toilets, and a balcony. The flats have a super area of 126.34 square metres and are located in Stilt + 6 floor buildings. The estimated cost of each unit is Rs 48 lakh, while the lease rent is fixed at Rs 64,206.
- Scheme name: Indralok Aawasiy Yojana (Group Housing Phase-1)
- Implementing body: Haridwar-Roorkee Development Authority (HRDA)
- Flat categories: EWS units and 2 BHK apartments
- 2 BHK super area: 126.34 sq metres
- Estimated 2 BHK cost: Rs 48 lakh
- Lease rent: Rs 64,206
Registration Charges
Applicants for a 2 BHK flat must deposit a registration amount of Rs 4.80 lakh, equivalent to 10 per cent of the property's value, to participate in the lottery. A nominal, non-refundable processing fee is also required at the time of application submission. For successful applicants, the registration amount will be adjusted against the final cost of the flat under the scheme's terms.
Also Read: Antyodaya Gruha Yojana: Odisha's Cash Push for Rural Homes
Eligibility Conditions
The scheme is open to citizens who are bona fide residents of Uttarakhand and are at least 18 years old. Applicants and their immediate family members must not already own a residential house or plot in any colony developed by HRDA, the Uttar Pradesh/Uttarakhand Awas Vikas Parishad, or any other local body or housing society within the region. For applicants seeking an EWS flat, total annual family income from all sources must not exceed Rs 5 lakh, supported by a valid income certificate issued by the state government.
Application and Allotment Process
Applicants must submit the prescribed application form along with an official affidavit, photographs, and the applicable registration fee within the notified application period. The scheme does not follow a first-come, first-served system — once the registration window closes, HRDA scrutinises all applications before conducting a public lottery to select beneficiaries. Reservations for categories including SC, ST, OBC, senior citizens, and state employees are implemented in accordance with Uttarakhand government guidelines. Successful applicants can purchase the allotted flat through a one-time payment or opt for the instalment schedule outlined in the allotment booklet, with eligible beneficiaries also able to avail of institutional housing loans, financial terms, and direct subsidy benefits applicable under standard government housing norms.
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