New Launch - India Real Estate Report 2026.
The Maharashtra government runs a housing scheme for Scheduled Caste and Nav-Buddha communities. It covers both rural and urban areas of the state.
The scheme is called the Ramai Awas (Gharkul) Scheme. It aims to improve the standard of living for eligible families. It does this by offering financial assistance for housing.
Benefits Under the Scheme
The financial assistance amount depends on where the beneficiary lives.
- Rural areas: Rs 1 lakh, with no beneficiary contribution
- Municipal areas: Rs 1.50 lakh, with a 7.5 percent beneficiary contribution
- Municipal corporation areas: Rs 2 lakh, with a 10 percent beneficiary contribution
Priority under the scheme is given to applicants from the Below Poverty Line category.
Eligibility Criteria
The applicant should have lived in Maharashtra for 15 years. The annual income limit also varies by area.
- Rural areas: annual income should not exceed Rs 1 lakh
- Municipal areas: annual income limit is Rs 1.50 lakh
- Municipal corporation areas: annual income limit is Rs 2 lakh
Only one person from a family can receive the benefit. The applicant must own their own land. They should not be receiving benefits under any other government housing scheme.
Documents Required
Applicants need to submit a few key documents. These include a residential or domicile certificate, a caste certificate, an Aadhaar card, address proof, an identity card, and a passport-size photograph.
Also Read: Maharashtra Plans Two-Year Infrastructure Overhaul for Pune
How to Apply
Applicants must visit one of the concerned authorities during office hours.
This can be the assistant commissioner, the Social Welfare office, the project director, the District Rural Development Agency, or the District Council or municipal commissioner. There, they can request a hard copy of the application form.
The applicant must fill in all mandatory fields. A passport-size photograph should be pasted on the form.
Copies of the required documents must also be attached. Documents should be self-attested where required.
The signed application form and documents must be submitted to the concerned authority.
This should be done within the prescribed period, if any.
After submitting the form, applicants should ask for a receipt. This receipt should include the date and time of submission.
It may also include a unique identification number, if applicable.
Applicants should make sure their application is submitted within the prescribed period, if one applies.
Also Read: Maharashtra's MahaBhumi Stack Unifies Property Data in One Place
Why This Scheme Matters
Owning a home is often out of reach for many families. This scheme helps eligible households turn that goal into reality.
It offers financial support tailored to different areas, making home ownership more accessible for SC and Nav-Buddha communities across Maharashtra.
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